19 E Pike St, #21, Covington, KY 41011 Property Records

Kenton County property record for 19 E Pike St, #21, Covington, KY 41011

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	6,600 sqft · built 1860
Lot Size	0.059 acres (2,587 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2017)
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-23-007.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-23-007.00`

Interior

Units	6 Units
Building Area	6,600 sqft Finished Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	2,587 sqft (0.059 acres)
Lot Dimensions	108 ft deep x 23 ft wide

Location & Zoning

Street Address	19 E PIKE ST, 21
City	COVINGTON
State	KY
Zip	41011-2442
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	FOOTES ADDN PT LOT 21 23.4'X 108.1' IRREG 2587 SQ FT APPROX
Legal Subdivision	FOOTES ADDN
Legal Lot Number	21
Legal Unit	21
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2031
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Downtown Commercial Historic District listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

19 E Pike St, #21 is owned by an individual who bought it in April 2017.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	19 W PIKE ST, COVINGTON, KY 41011-2307
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE NORTH SIDE BANK & TRUST CO
May 25, 2018	Trustee's Deed, Construction Loan · Construction Mortgage NORTH SIDE BK
Apr 20, 2017	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE CINCINNATI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Prior Sale	Jun 5, 2008 · Amount on File
Deed Document Number	201704 20 059 00169
Deed Book / Page	6141 / 104
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	19-21 PIKE ST, COVINGTON, KY 41011
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	CAMBRIDGE LAND TITLE AGENCY INC, CAMBRIDGE LAND TTL AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900240
Date	Feb 11, 2021
Book Page	167/228
Instrument	21021105900240

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	May 25, 2018
Property Address	19 W PIKE ST, COVINGTON, KY 41011-2307
Book / Page	0C6419 / 000004
Instrument Date	May 25, 2018
Instrument	156
Transaction Type	Construction Loan
Record Updated	Jun 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 W PIKE ST COVINGTON KY 410112307, COVINGTON, KY 41011-2307

Mortgage

Document Number	0000000156
Date	May 25, 2018
Book Page	0C6419/000004
Instrument	156

Lender

Name	NORTH SIDE BK
Type	Bank
Address	OH 45223

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 24, 2019

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 20, 2017
Property Address	19 W PIKE ST, COVINGTON, KY 41011-2307
Document Number	0000000169
Book / Page	0C6141 / 000104
Instrument Date	Apr 14, 2017
Instrument	169
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	LAWYERS TITLE, LAWYERS TITLE CINCINNATI

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3414 TELFORD ST #12 CINCINNATI OH 452201686, 12, CINCINNATI, OH 45220-1686

Tax Assessment & Valuation

The 2025 property tax bill for 19 E Pike St, #21 was $4,319.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,000 (+10.43%) Land $40,000 Building $320,000	$360,000 (+10.43%) Land $40,000 Building $320,000
2025	$4,319.00	$326,000 Land $36,000 Building $290,000	$326,000 Land $36,000 Building $290,000
2023	$4,342.00	$326,000 Land $36,000 Building $290,000	$326,000 Land $36,000 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 E Pike St, #21 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 E Pike St, #21 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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