Waterford Town property record for 19 E Neck Rd, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,649 sqft · built 1935 |
| Lot Size | 4.33 acres (188,615 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Aug 2015) |
| Tax Bill | $13,223 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | WATE M:162 L:2213 |
| Primary APN | WATE M:162 L:2213 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,649 sqft Living Area |
| Gross Area | 6,754 sqft |
| Basement Area | 168 sqft |
| Unfinished Basement | 168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 188,615 sqft (4.33 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 192500 |
|---|---|
| Street Address | 19 E NECK RD |
| City | WATERFORD |
| State | CT |
| Zip | 06385-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20W |
| Legal Lot Number | 2213 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 693500 |
19 E Neck Rd is owned and occupied by an individual who bought it in August 2015.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 E NECK RD, WATERFORD, CT 06385-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2015 · Amount on File |
| Deed Sale | Aug 13, 2015 · Amount on File |
| Prior Sale | Sep 27, 1993 · Amount on File |
| Deed Book / Page | 1420 / 319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 19 E NECK RD, WATERFORD, CT 06385-3806 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001737-205 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 1737/205 |
| Instrument | 162345 |
| Name | INTERFIRST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2026 property tax bill for 19 E Neck Rd was $13,223, up 5.1% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,223.00 (+5.11%) | $538,850 (+0.06%) Land $214,090 Building $324,760 | $640,347 (+69.87%) |
| 2025 | $12,580.00 | $538,510 Land $214,090 Building $324,420 | $376,957 Land $149,863 Building $227,094 |
| 2024 | $12,580.00 (+10.2%) | ||
| 2023 | $11,416.00 | $538,510 Land $214,090 Building $324,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 E Neck Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19 E Neck Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures