19 E Clarke Ave, Coldwater, MI 49036 Property Records

Branch County property record for 19 E Clarke Ave, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,102 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$184,900 (Oct 2024)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-064-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-064-00`

Interior

Full Baths	1 Bath
Building Area	1,102 sqft Building Perimeter
1st Floor Area	752 sqft
Basement Area	255 sqft
Unfinished Basement	255 sqft

Exterior

Lot Area	9,148 sqft (0.21 acres)
Garage Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	19 E CLARKE AVE
City	COLDWATER
State	MI
Zip	49036-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90 & W 1/2 OF LOT 89 BLK 6 TAPPAN SHOE FACTORY ADDN IN W 1/2 OF NW 1/4 SEC 15 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	TAPPAN SHOE FACTORY ADD
Legal Block	6
Legal Lot Number	89-90
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1005
Census Tract	951500

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 E CLARKE AVE, COLDWATER, MI 49036-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
May 15, 2019	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I
May 15, 2019	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	20245744
Prior Transfer Date	Jan 10, 2000
Prior Transfer Doc	0789000236
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 18, 2022
Property Address	19 E CLARKE AVE, COLDWATER, MI 49036-1127
Document Number	0202200369
Map Reference	LB 2 PG 14
Instrument Date	Jan 10, 2022
Instrument	2022-00369
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 E CLARKE AVE, 19, COLDWATER, MI 49036-1127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 E CLARKE AVE, COLDWATER, MI 49036-1127

Mortgage

Document Number	0202200370
Date	Jan 18, 2022
Instrument	2022-00370

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 15, 2019
Property Address	19 E CLARKE AVE, COLDWATER, MI 49036-1127
Document Number	201903065
Map Reference	LB 2 PG 14
Instrument Date	May 8, 2019
Instrument	2019-03065
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Tax	$86.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 PARK ST, 24, COLDWATER, MI 49036-1719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 ARKANSAS RD, QUINCY, MI 49082-9616

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 15, 2019
Property Address	19 E CLARKE AVE, COLDWATER, MI 49036-1127
Document Number	201903066
Map Reference	LB 2 PG 14
Instrument Date	May 8, 2019
Instrument	2019-03066
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1260 ARKANSAS RD, 1260, QUINCY, MI 49082-9616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 W STATE ST APT 23, 23, COLDWATER, MI 49036-3000

Mortgage

Document Number	201903067
Date	May 15, 2019
Instrument	2019-03067

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,200 (-)	$112,400 (-)
2025	$2,257.00 (+3.11%)	$56,200	$112,400
2024	$2,189.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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