19 E Academy St, Mc Graw, NY 13101 Property Records

Cortland County and Cortlandville Town property record for 19 E Academy St, Mc Graw, NY 13101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1960
Lot Size	0.781 acres (34,055 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (May 2017)
Tax Bill	$3,724 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`112203 88.19-04-08.000`

Property Details

APN / Parcel Number

Primary APN	`112203 88.19-04-08.000`
Alternative APN	`220308801900040080000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	34,055 sqft (0.781 acres)
Lot Dimensions	139 ft deep x 245 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Canopy	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	19 E ACADEMY ST
City	MC GRAW
State	NY
Zip	13101-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	4
Legal Lot Number	8.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLANDVILLE
Census Block Group	2
Census Block	2010
Census Tract	970400

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 E ACADEMY ST, MC GRAW, NY 13101-9460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Prior Sale	Aug 17, 2015 · Amount on Record
Deed Document Number	20172063
Prior Transfer Date	Jul 16, 2015
Prior Transfer Doc	0000004019
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	May 9, 2017
Property Address	19 E ACADEMY ST, MC GRAW, NY 13101-9460
Document Number	0000002063
Instrument Date	Apr 13, 2017
Instrument	2063
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 BROADWAY AVE CORTLAND NY 130452409, CORTLAND, NY 13045-2409

Mortgage

Document Number	2064
Date	May 9, 2017
Instrument	2064

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	ST LOUIS, MO 63166

Agreement

Amount	Amount Recorded
Term	456 Months
Due	May 8, 2055

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Municipality	McGraw Village
Unified School District	McGraw Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,724.00 (+267.26%) Homeowner's exemption Senior Citizen's exemption
2025	$1,014.00 (+0.8%)	$88,600 (-) Land $16,100 Building $72,500	$140,635 (+11.11%) Land $25,556 Building $115,079
2023	$1,006.00 Disabled Person's exemption	$88,600 Land $16,100 Building $72,500	$126,571 Land $23,000 Building $103,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	53 (1981–2021)
Claims Outside the SFHA	26 of 53
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2013 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCGRAW VILLAGE serves 1,306 people · EPA ID NY1101758
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	12 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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