19 Down Pl, Monterey, TN 38574 Property Records

Putnam County property record for 19 Down Pl, Monterey, TN 38574 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,894 sqft · built 2006
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$11,500 (Oct 2005)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071104 22400`

Property Details

APN / Parcel Number

Primary APN	`071104 22400`
Alternative APN	`104 22400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,894 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,296 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	19 DOWN PL
City	MONTEREY
State	TN
Zip	38574-7287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	63
Legal Lot Number	26
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3020
Census Tract	100

Owner

Source: Putnam County records · APN 071104 22400

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 248, MONTEREY, TN 38574-0248
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2005 · Amount on Record
Deed Sale	Oct 30, 2005 · Amount on Record
Prior Sale	Jun 30, 1997 · Amount on Record
Deed Document Number	00RB271257
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	19 DOWN PL, MONTEREY, TN 38574-7287
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 DOWN PL, MONTEREY, TN 38574-7287

Mortgage

Document Number	1327734
Date	Aug 06, 2021
Book Page	1327/734
Instrument	261050

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	19 DOWN PL, MONTEREY, TN 38574-7287
Document Number	RB111139
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 05, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 DOWN PL MONTEREY TN 385747287, MONTEREY, TN 38574-7287

Mortgage

Document Number	RB111139
Date	Mar 25, 2019
Book Page	001111/000039
Instrument	224228

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 24, 2039

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (+7.63%)	$56,200 (-) Land $8,125 Building $48,075
2023		$56,200 Land $8,125 Building $48,075
2022	$1,389.00
2021			$224,800 Land $32,500 Building $192,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (47141C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	About 1 in 781 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Twin Lakes Telephone Cooperative	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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