19 Derby St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 19 Derby St, Concord, MA 01742

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,376 sqft · built 1900
Lot Size	0.176 acres (7,663 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Feb 2023)
Tax Bill	$5,886 (2026)
Deeds & Mortgages	Jul 2023 Refinance Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:00009D B:02460-00019`

Property Details

APN / Parcel Number

Primary APN	`M:00009D B:02460-00019`
Alternative APNs	`CONC M:9D B:2460 L:19` `10356`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,376 sqft Living Area
Gross Area	2,280 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,663 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10356
Street Address	19 DERBY ST
City	CONCORD
State	MA
Zip	01742-3016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C
Legal Subdivision	17-19 DERBY STREET CONDO
Legal Block	2460
Legal Lot Number	19
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2001
Census Tract	361200

Owner

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 DERBY ST, CONCORD, MA 01742-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HMTAP HEI FUND IV LP
Feb 10, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Deed Book / Page	37671 / 143
Prior Transfer Date	Feb 9, 2023
Prior Transfer Doc	037671-143
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	19 DERBY ST, CONCORD, MA 01742-3016
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081735-469
Date	Jul 5, 2023
Book Page	81735/469
Instrument	73142

Lender

Name	HMTAP HEI FUND IV LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 10, 2023
Property Address	19 DERBY ST, CONCORD, MA 01742-3016
Document Number	037671-143
Book / Page	37671 / 143
Instrument Date	Feb 9, 2023
Instrument	3704
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 W 5TH ST, LOWELL, MA 01850-2458

Mortgage

Document Number	0000003705
Date	Feb 10, 2023
Instrument	3705

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,886.00 (+10,048.28%)	$451,000 (+3.09%) Building $451,000	$575,805 (-6.64%)
2025	$58.00 (-98.96%)	$437,500 (+2.82%) Building $437,500	$616,740
2024	$5,587.00 (+4.57%)	$425,500 (+3.2%) Building $425,500
2023	$5,343.00	$412,300 Building $412,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	20 units insured incl. 16 condo units
Nearby Flood Claims	2 (1990–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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