19 Curtis Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 19 Curtis Rd, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,584 sqft · built 1940
Lot Size	0.121 acres (5,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jan 2024)
Tax Bill	$5,859 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-G B:0001 L:0005`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-G B:0001 L:0005`
Alternative APNs	`M:005=G B:0001 L:0005` `235036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	176 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,249 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	235036
Street Address	19 CURTIS RD
City	SAUGUS
State	MA
Zip	01906-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3001
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 CURTIS RD, SAUGUS, MA 01906-3058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK
Aug 24, 2018	Quit Claim Deed, Transfer SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Book / Page	41960 / 19
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 24, 2024
Property Address	19 CURTIS RD, SAUGUS, MA 01906-3058
Document Number	0041960-19
Book / Page	41960 / 19
Instrument Date	Jan 24, 2024
Instrument	20240124001820
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 CURTIS RD, SAUGUS, MA 01906-3058

Mortgage

Document Number	240124001830
Date	Jan 24, 2024
Instrument	240124001830

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	19 CURTIS RD, SAUGUS, MA 01906-3058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37744-210
Date	Aug 12, 2019
Book Page	37744/210
Instrument	20190812000790

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 24, 2018
Property Address	19 CURTIS RD, SAUGUS, MA 01906-3058
Document Number	36959-571
Book / Page	036959 / 000571
Instrument Date	Aug 23, 2018
Instrument	18082460
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 CURTIS RD SAUGUS MA 019063058, SAUGUS, MA 01906-3058

Mortgage

Document Number	36959-573
Date	Aug 24, 2018
Book Page	036959/000573
Instrument	18082470

Lender

Name	SUPREME LNDG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,859.00 (+3.21%)	$562,300 (+5.78%) Land $345,300 Building $210,000	$587,493 (-2.35%)
2025	$5,677.00 (+2.58%)	$531,600 (+2.31%) Land $315,400 Building $216,200	$601,635
2024	$5,534.00 (+3.91%)	$519,600 (+9.85%) Land $306,900 Building $212,700
2023	$5,326.00	$473,000 Land $268,500 Building $204,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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