Mitchell County property record for 19 Crystal Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,110 sqft · built 1977 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-03-34-8484 |
| Primary APN | 0799-03-34-8484 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,110 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Lot Area | 29,185 sqft (0.67 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 001071539 |
|---|---|
| Street Address | 19 CRYSTAL DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IVY RIDGE LOT #1 |
| Legal Subdivision | IVY RIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 950400 |
Source: Mitchell County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 CRYSTAL DR, SPRUCE PINE, NC 28777-8512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Gift Deed, Transfer |
| Sep 20, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 18, 2023 |
| Transfer Doc | 000662/745 |
| Record Updated | Jun 8, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 18, 2023 |
| Property Address | 19 CRYSTAL DR, SPRUCE PINE, NC 28777-8512 |
| Document Number | 000662/745 |
| Book / Page | 662 / 745 |
| Map Reference | MB 1 PG 293 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 2023002062 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 CRYSTAL DR, SPRUCE PINE, NC 28777-8512 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 CRYSTAL DR, SPRUCE PINE, NC 28777-8512 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 19 CRYSTAL DR, SPRUCE PINE, NC 28777-8512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 605/931 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 605/931 |
| Instrument | 2019001689 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 29, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Mitchell County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,801.00 (+1.6%) | $437,700 (-) Land $25,000 Building $412,700 | |
| 2023 | $2,757.00 | $437,700 Land $25,000 Building $412,700 | $437,700 Land $25,000 Building $412,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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