19 Cross St, Katonah, NY 10536 Property Records

Westchester County and Bedford Town property record for 19 Cross St, Katonah, NY 10536 · Last verified May 2026

Property Summary

Property Type	Duplex
Lot Size	0.261 acres (11,391 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,718 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552000 49.10-3-34`

Property Details

APN / Parcel Number

Primary APN	`552000 49.10-3-34`
Alternative APNs	`200004901000030340000000` `00000036600`

Exterior

Architectural Style	Duplex Single
Lot Area	11,391 sqft (0.261 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000036600
Street Address	19 CROSS ST
City	KATONAH
State	NY
Zip	10536-1121
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	3
Legal Lot Number	34.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3012
Census Tract	12600

Owner

Source: Westchester County and Bedford Town records · APN 552000 49.10-3-34

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 CROSS ST, KATONAH, NY 10536-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	19 CROSS ST, KATONAH, NY 10536-1121
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	JUDICIAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602043434
Date	Jul 23, 2020
Instrument	602043434

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Westchester County and Bedford Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Bedford Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,718.00	$40,095 (-0.01%) Land $10,000 Building $30,095	$524,118 (+6.13%) Land $130,719 Building $393,399
2024	Homeowner's exemption	$40,100 (-) Land $10,000 Building $30,100	$493,843 (+4.56%) Land $123,153 Building $370,690
2023		$40,100 Land $10,000 Building $30,100	$472,321 Land $117,786 Building $354,535

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.