19 Covered Bridge Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 19 Covered Bridge Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,028 sqft · built 2002
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Sep 2002)
Tax Bill	$10,726 (2024)
Deeds & Mortgages	Jun 2022 Refinance May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`335489 41-1-120`

Property Details

APN / Parcel Number

Primary APN	`335489 41-1-120`
Alternative APNs	`548904100000011200000000` `41-1-120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	1,008 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	56,628 sqft (1.3 acres)
View / Lot	Rural
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	41-1-120
Street Address	19 COVERED BRIDGE RD
City	WARWICK
State	NY
Zip	10990-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Description	LT 1 BOYKO MAP 58-92
Legal Block	1
Legal Lot Number	120.0
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1029
Census Tract	14502

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 COVERED BRIDGE RD, WARWICK, NY 10990-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
May 10, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2002 · Amount on Record
Deed Sale	Sep 18, 2002 · Amount on Record
Prior Sale	Oct 11, 1994 · Amount on Record
Deed Book / Page	5997 / 82
Prior Transfer Date	Apr 12, 2001
Prior Transfer Doc	0055060341
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	19 COVERED BRIDGE RD, WARWICK, NY 10990-2809
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043677
Date	Jun 9, 2022
Book Page	15251/643
Instrument	20220043677

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	19 COVERED BRIDGE RD, WARWICK, NY 10990-2809
Document Number	0000078848
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 COVERED BRIDGE RD WARWICK NY 109902809, WARWICK, NY 10990-2809

Mortgage

Document Number	0000078848
Date	Nov 2, 2017
Book Page	014314/001468
Instrument	78848

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2057

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,600 (-) Land $13,000 Building $33,600	$554,800 (+5.96%)
2024	$10,726.00	$46,600 (-) Land $13,000 Building $33,600	$523,600 (+3.93%)
2023		$46,600 (-) Land $13,000 Building $33,600	$503,800 (+17.3%) Land $140,545 Building $363,255
2022		$46,600 Land $13,000 Building $33,600	$429,500 Land $119,818 Building $309,682

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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