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19 Cottage St, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 19 Cottage St, Wellesley, MA 02482

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,751 sqft · built 1939
Lot Size0.294 acres (12,800 sqft)
OwnerIndividual Name on File
Last Sale$1,250,000 (Apr 2005)
Tax Bill$16,314 (2025)
Deeds & MortgagesJul 2021 Refinance
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNWELL M:125 R:099 S

Property Details

APN / Parcel Number

Primary APNWELL M:125 R:099 S

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,751 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area12,800 sqft (0.294 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address19 COTTAGE ST
CityWELLESLEY
StateMA
Zip02482-6948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR10
JurisdictionWELLESLEY MA
Township / Civil DivisionWELLESLEY
Census Block Group5
Census Block5014
Census Tract404400

Owner

Source: Norfolk County and Wellesley Town records · APN WELL M:125 R:099 S

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19 COTTAGE ST, WELLESLEY, MA 02482-6948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
KWIK MORTAGE CORPORATION
Feb 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
WATERMARK CAP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2005 · Amount on Record
Deed SaleApr 28, 2005 · Amount on Record
Prior SaleNov 22, 1999 · Amount on Record
Deed Document Number2005110611
Deed Book / Page22334 / 459
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLESLEY MA
Property Address19 COTTAGE ST, WELLESLEY, MA 02482-6948
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039603-389
DateJul 08, 2021
Book Page39603/389
Instrument88993
Lender
NameKWIK MORTAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLESLEY MA
Property Address19 COTTAGE ST, WELLESLEY, MA 02482-6948
Document Number34961-44
Book / Page034961 / 000044
Instrument DateFeb 28, 2017
Transaction TypeMortgage
Record UpdatedMar 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34961-44
DateMar 08, 2017
Book Page034961/000044
Instrument20512
Lender
NameWATERMARK CAP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 07, 2032

Tax Assessment & Valuation

Source: Norfolk County and Wellesley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionWellesley Town
Unified School DistrictWellesley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,314.00 (+2.69%)$1,587,000 (+4%) Land $1,180,000 Building $407,000$1,958,140 (+4.94%)
2024$15,886.00 (+1.42%)$1,526,000 (+11.55%) Land $1,133,000 Building $393,000$1,865,990
2023$15,664.00$1,368,000 Land $1,011,000 Building $357,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2019)
Claims Outside the SFHA5 of 6
Most Recent ClaimAug 2019 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000

May also be available: T-Mobile USA.

Based on FCC filings for 278 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWELLESLEY WATER DIVISION
serves 29,550 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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