19 Cottage St, Wallkill, NY 12589 Property Records

Ulster County and Shawangunk Town property record for 19 Cottage St, Wallkill, NY 12589

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,576 sqft · built 2006
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,225 (Jan 2018)
Tax Bill	$8,803 (2025)
Deeds & Mortgages	May 2020 Refinance Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`515200 106.41-2-39`

Property Details

APN / Parcel Number

Primary APN	`515200 106.41-2-39`
Alternative APN	`112040.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	1,568 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Basement
Porch	Slab
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	112040.000
Street Address	19 COTTAGE ST
City	WALLKILL
State	NY
Zip	12589-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H-1
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	ULSTER NY
Township / Civil Division	SHAWANGUNK
Census Block Group	1
Census Block	1009
Census Tract	955400

Owner

Source: Ulster County and Shawangunk Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 COTTAGE ST, WALLKILL, NY 12589-3128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Jan 5, 2018	Grant Deed, Transfer · Conventional with PMI WEICHERT FIN'L
Apr 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Prior Sale	Mar 7, 2012 · Amount on Record
Deed Document Number	2018255
Deed Book / Page	6253 / 55
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	0000006075
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	19 COTTAGE ST, WALLKILL, NY 12589-3128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005856
Date	May 4, 2020
Book Page	12053/196
Instrument	2020-5856

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Jan 5, 2018
Property Address	19 COTTAGE ST, WALLKILL, NY 12589-3128
Document Number	0000000255
Book / Page	006253 / 000055
Instrument Date	Dec 20, 2017
Instrument	255
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	GREENACRE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 COTTAGE ST WALLKILL NY 125893128, WALLKILL, NY 12589-3128

Mortgage

Document Number	256
Date	Jan 5, 2018
Book Page	011476/000091
Instrument	256

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ULSTER NY
Recording Date	Apr 25, 2017
Property Address	19 COTTAGE ST, WALLKILL, NY 12589-3128
Document Number	0000006075
Book / Page	006155 / 000041
Instrument Date	Apr 17, 2017
Instrument	6075
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 COTTAGE ST WALLKILL NY 125893128, WALLKILL, NY 12589-3128

Tax Assessment & Valuation

Source: Ulster County and Shawangunk Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Shawangunk Town
Unified School District	Wallkill Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,803.00 (+259.45%)	$45,000 (-) Land $10,000 Building $35,000	$401,786 (+11.61%) Land $89,286 Building $312,500
2023		$45,000 (-) Land $10,000 Building $35,000	$360,000 (+2%) Land $80,000 Building $280,000
2022		$45,000 Land $10,000 Building $35,000	$300,000 Land $66,667 Building $233,333
2021	$2,449.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLKILL WATER DISTRICT serves 1,500 people · EPA ID NY5503393
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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