19 Cottage Ave, Richmond, CA 94801 Property Records

Contra Costa County property record for 19 Cottage Ave, Richmond, CA 94801

Property Summary

Property Type	Government / Public Use
Details	6,558 sqft · built 1904
Lot Size	0.11 acres (4,791 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Dec 2015)
Tax Bill	$22,183 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`558-140-021-4`

Property Details

APN / Parcel Number

Primary APN	`558-140-021-4`
Alternative APN	`558-140-021`

Interior

Total Rooms	24 Rooms
Stories	1 Story
Building Area	6,558 sqft Gross Area
1st Floor Area	6,558 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	19 COTTAGE AVE
City	RICHMOND
State	CA
Zip	94801-3916
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Legal Description	TOWN OF RICHMOND #1 1 2
Legal Subdivision	RICHMOND MAP 01
Legal Block	2
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1067
Census Tract	378000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Point Richmond Historic District listed 1979 · 339 contributing resources · NRIS 79000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	251 LAFAYETTE CIR, 360, LAFAYETTE, CA 94549-7600
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Correction Deed · Commercial Mortgage REDWOOD CU
Jul 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BUSINESS BANK
Jun 29, 2020	Deed of Trust, Mortgage TRA LENDING LLC TRA LENDING LLC
Aug 28, 2019	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS
Jan 30, 2019	Deed of Trust, Mortgage ENIGAMI VENTURES LLC
Jan 4, 2019	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS
Feb 7, 2018	Deed of Trust, Mortgage FJM PRIVATE MORTGAGE FUND LLC FJM PRIVATE MORTGAGE FUND LLC
Apr 21, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2017	Deed of Trust, Mortgage TRA LENDING LLC TRA LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Prior Sale	Feb 25, 2008 · Amount on Record
Deed Document Number	2015263935
Last Transfer Date	May 4, 2023
Transfer Doc	0000045655
Record Updated	Oct 29, 2026

May 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 15, 2023
Property Address	19 COTTAGE AVE, RICHMOND, CA 94801-3916
Document Number	0000045655
Map Reference	VOL C PG 57
Instrument Date	May 4, 2023
Instrument	2023-045655
Record Updated	May 24, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 LAFAYETTE CIR STE 360, 360, LAFAYETTE, CA 94549-7600

Mortgage

Document Number	0000045657
Date	May 15, 2023
Instrument	2023-045657

Lender

Name	REDWOOD CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	19 COTTAGE AVE, RICHMOND, CA 94801-3916
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131897
Date	Jul 2, 2020
Instrument	2020-131897

Lender

Name	ROYAL BUSINESS BANK
Type	Bank
Address	LOS ANGELES, CA 90017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	19 COTTAGE AVE, RICHMOND, CA 94801-3916
Document Number	0000131899
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	251 LAFAYETTE CIR #360 LAFAYETTE CA 945497600, 360, LAFAYETTE, CA 94549-7600

Mortgage

Document Number	0000131899
Date	Jul 2, 2020
Instrument	131899

Lender

Name	TRA LENDING LLC TRA LENDING LLC
Type	Bank
Address	LAFAYETTE, CA 94549

Agreement

Amount	Amount Recorded

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	19 COTTAGE AVE, RICHMOND, CA 94801-3916
Document Number	0000146357
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 COTTAGE AVE RICHMOND CA 948013916, RICHMOND, CA 94801-3916

Mortgage

Document Number	0000146357
Date	Sep 6, 2019
Instrument	146357

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	1372 N MCDOWELL BLVD # D, PETALUMA, CA 94954-7102

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 5, 2020

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	19 COTTAGE AVE, RICHMOND, CA 94801-3916
Document Number	0000013585
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1588 FITERALD DR #322 PINOLE CA 94564, 322, PINOLE, CA 94564

Mortgage

Document Number	0000013585
Date	Jan 31, 2019
Instrument	13585

Lender

Name	ENIGAMI VENTURES LLC
Address	1588 FITZGERALD DR # 322, PINOLE, CA 94564-2229

Agreement

Amount	Amount Recorded

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	19 COTTAGE AVE, RICHMOND, CA 94801-3916
Document Number	0000013583
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 COTTAGE AVE RICHMOND CA 948013916, RICHMOND, CA 94801-3916

Mortgage

Document Number	0000013583
Date	Jan 31, 2019
Instrument	13583

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	251 LAFAYETTE CIR # 360, LAFAYETTE, CA 94549-7600

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2020

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	19 COTTAGE AVE, RICHMOND, CA 94801-3916
Document Number	0000023596
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 COTTAGE AVE RICHMOND CA 948013916, RICHMOND, CA 94801-3916

Mortgage

Document Number	0000023596
Date	Feb 14, 2018
Instrument	23596

Lender

Name	FJM PRIVATE MORTGAGE FUND LLC FJM PRIVATE MORTGAGE FUND LLC
Address	PETALUMA, CA 94954

Agreement

Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 21, 2017
Property Address	19 COTTAGE AVE, RICHMOND, CA 94801-3916
Document Number	0000069442
Instrument Date	Apr 19, 2017
Instrument	69442
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	251 LAFAYETTE CIR #360 LAFAYETTE CA 945497600, 360, LAFAYETTE, CA 94549-7600

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	19 COTTAGE AVE, RICHMOND, CA 94801-3916
Document Number	0000047181
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1564 FITZGERALD DR #322 PINOLE CA 945642229, 322, PINOLE, CA 94564-2229

Mortgage

Document Number	0000047181
Date	Mar 17, 2017
Instrument	47181

Lender

Name	TRA LENDING LLC TRA LENDING LLC
Type	Mortgage Company
Address	251 LAFAYETTE CIR # 380, LAFAYETTE, CA 94549-4376

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$992,567 (+2%) Land $295,947 Building $696,620
2025	$22,183.00 (-3.38%)	$973,106 (+4.04%) Land $290,145 Building $682,961
2023	$22,959.00 (+15.88%)	$935,321 Land $278,879 Building $656,442
2022	$19,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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