19 Concord Dr, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 19 Concord Dr, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1984
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2023)
Tax Bill	$5,566 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`012689 7.4-1-65`

Property Details

APN / Parcel Number

Primary APN	`012689 7.4-1-65`
Alternative APNs	`268900700400010650000000` `00700400010650000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,208 sqft
Upper Floors Area	264 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	558 sqft
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700400010650000000
Street Address	19 CONCORD DR
City	SCHENECTADY
State	NY
Zip	12309-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-CONCORD E-21 S-128-96
Legal Block	1
Legal Lot Number	65.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3000
Census Tract	13802

Owner

19 Concord Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 CONCORD DR, SCHENECTADY, NY 12309-3227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Dec 27, 2022	Warranty Deed, Transfer NOT AVAILABLE, ELITE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Dec 27, 2022 · Amount on File
Deed Document Number	202320692
Prior Transfer Date	Nov 22, 2006
Prior Transfer Doc	0009844710
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	19 CONCORD DR, SCHENECTADY, NY 12309-3227
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 SANDIDGE WAY, ALBANY, NY 12203-3638

Mortgage

Document Number	0000000693
Date	Nov 16, 2023
Instrument	R2023-20693

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 27, 2022
Property Address	19 CONCORD DR, SCHENECTADY, NY 12309-3227
Document Number	0000009796
Map Reference	MAP 5974 DR 172
Instrument Date	Dec 5, 2022
Instrument	R2022-29796
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	NOT AVAILABLE, ELITE TITLE

Transaction

Amount	Amount on Record
Tax	$1,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 CONCORD DR, SCHENECTADY, NY 12309-3227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17613 W ARCADIA DR, SURPRISE, AZ 85374-3013

Tax Assessment & Valuation

The 2026 property tax bill for 19 Concord Dr was $5,566, down 3.6% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,566.00 (-3.64%)
2025	$5,776.00	$123,000 Land $30,700 Building $92,300	$281,500 Land $70,261 Building $211,239
2023		$123,000 (-) Land $30,700 Building $92,300	$241,200 (+9.32%) Land $60,202 Building $180,998
2022		$123,000 Land $30,700 Building $92,300	$220,628 Land $55,067 Building $165,561
2021	$3,985.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19 Concord Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Concord Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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