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19 Cold Spring St, Providence, RI 02906 Property Records

Providence City property record for 19 Cold Spring St, Providence, RI 02906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,832 sqft · built 1920
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$790,000 (May 2023)
Tax Bill$7,014 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Dec 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNPROV M:15 L:27

Property Details

APN / Parcel Number

Primary APNPROV M:15 L:27
Alternative APNs
  • P:0150027 L:0000
  • 10606

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,832 sqft Living Area
Gross Area3,032 sqft
1st Floor Area1,112 sqft
AtticAttic
Attic Area720 sqft
Basement Area832 sqft
Unfinished Basement832 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Parking Spaces5 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number10606
Street Address19 COLD SPRING ST
CityPROVIDENCE
StateRI
Zip02906-5106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Lot Number27
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group4
Census Block4025
Census Tract3500

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19 COLD SPRING ST, PROVIDENCE, RI 02906-5106
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 3, 2023Warranty Deed, Transfer · VA Mortgage
USAA FSB
Dec 15, 2020Quit Claim Deed, Transfer · Stand-Alone Refinance
PRIMARY RESIDENTIAL MORTGAGE
Jun 11, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2023 · Amount on Record
Deed SaleMay 3, 2023 · Amount on Record
Prior SaleMar 9, 2012 · Amount on Record
Deed Book / Page13861 / 98
Prior Transfer DateDec 10, 2020
Prior Transfer Doc12943-130
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROVIDENCE RI
Recording DateMay 3, 2023
Property Address19 COLD SPRING ST, PROVIDENCE, RI 02906-5106
Document Number0013861-98
Book / Page13861 / 98
Instrument DateMay 1, 2023
Instrument2023345638
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 COLD SPRING ST, PROVIDENCE, RI 02906-5106

Mortgage

Document Number2023345639
DateMay 3, 2023
Instrument2023345639
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPROVIDENCE RI
Recording DateDec 15, 2020
Property Address19 COLD SPRING ST, PROVIDENCE, RI 02906-5106
Document Number12943-130
Book / Page12943 / 130
Instrument DateDec 10, 2020
Instrument2020273220
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19 COLD SPRING ST, PROVIDENCE, RI 02906-5106

Mortgage

Document Number12943-132
DateDec 15, 2020
Book Page12943/132
Instrument2020273221
Lender
NamePRIMARY RESIDENTIAL MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2052

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address19 COLD SPRING ST, PROVIDENCE, RI 02906-5106
Document Number12079-161
Instrument DateJun 11, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 COLD SPRING ST PROVIDENCE RI 029065106, PROVIDENCE, RI 02906-5106

Mortgage

Document Number12079-161
DateJun 26, 2018
Book Page012079/000161
Instrument202734
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,014.00 (-37.05%)$835,000 (+37.52%) Land $530,600 Building $304,400$925,838
2023$11,142.00 (+3.09%)$607,200 (-) Land $354,400 Building $252,800
2022$10,808.00$607,200 Land $354,400 Building $252,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2010–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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