19 Clover Ln, Columbia, MS 39429 Property Records

Marion County property record for 19 Clover Ln, Columbia, MS 39429

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,074 sqft · built 2017
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,522 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109-31-000-31-050.01`

Property Details

APN / Parcel Number

Primary APN	`109-31-000-31-050.01`
Alternative APN	`23045`

Interior

Full Baths	3 Baths
Building Area	3,074 sqft Adjusted Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	74,923 sqft (1.72 acres)
Pool Type	Spa / Hot Tub (No Pool)
Shed	1 Shed
Shed Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	19 CLOVER LN
City	COLUMBIA
State	MS
Zip	39429-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.72 AC(C) IN NW1/4 NW1/4 & IN NE1/4 NW1/4 DB 182/104 DB 1070/119 DB 1256/228
Jurisdiction	MARION MS
Township / Civil Division	1
Census Block Group	2
Census Block	2095
Census Tract	950100

Owner

Source: Marion County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 CLOVER LN, COLUMBIA, MS 39429-9658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jul 12, 2017	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Feb 8, 2017	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017
Deed Sale	Jan 10, 2017
Deed Document Number	0000201781
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MS
Recording Date	Jul 10, 2026
Property Address	19 CLOVER LN, COLUMBIA, MS 39429-9658
Document Number	0000001956
Book / Page	2026 / 1956
Instrument Date	Jun 22, 2026
Instrument	20261956
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CLOVER LN, COLUMBIA, MS 39429-9658

Mortgage

Document Number	0000001956,
Date	Jul 10, 2026
Book Page	2026/1956
Instrument	20261956

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2031

Interest

Rate	6.51%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MS
Property Address	19 CLOVER LN, COLUMBIA, MS 39429-9658
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3079
Date	Oct 17, 2017
Book Page	2017/3079
Instrument	20173079

Lender

Name	CITIZENS BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MS
Property Address	19 CLOVER LN, COLUMBIA, MS 39429-9658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2118
Date	Jul 12, 2017
Book Page	2017/2118
Instrument	20172118

Lender

Name	CITIZENS BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 29, 2018

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MS
Property Address	19 CLOVER LN, COLUMBIA, MS 39429-9658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0446
Date	Feb 8, 2017
Book Page	2017/0446
Instrument	20170446

Lender

Name	CITIZENS BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 27, 2018

Tax Assessment & Valuation

Source: Marion County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Marion County
Unified School District	Columbia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,522.00 (+21.45%) Homeowner's exemption	$28,366 (+27.05%)	$276,910 (+27.49%) Land $8,100 Building $268,810
2024	$2,900.00 (-2.06%)
2023	$2,961.00 Homeowner's exemption	$22,327	$217,200 Land $8,100 Building $209,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1979–2005)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 88% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHWAY 98 EAST WATER ASSN. public/private · serves 1,632 people · EPA ID MS0460007
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PearlComm Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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