19 Cindy Ln, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 19 Cindy Ln, Halfmoon, NY 12065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,344 sqft · built 1990
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2014)
Tax Bill	$8,875 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Dec 2016 Mortgage
APN	`413800 278.6-2-12`

Property Details

APN / Parcel Number

Primary APN	`413800 278.6-2-12`
Alternative APN	`380027800600020120000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,344 sqft Living Area
1st Floor Area	1,314 sqft
2nd Floor Area	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	611 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	19 CINDY LN
City	HALFMOON
State	NY
Zip	12065-5661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	HOUSE/LOT 19
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	SARATOGA NY
Township / Civil Division	HALFMOON
Census Block Group	1
Census Block	1002
Census Tract	62410

Owner

19 Cindy Ln is owned and occupied by two individuals who bought it in July 2014.

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 CINDY LN, HALFMOON, NY 12065-5661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOL SYSTEM FCU
Dec 28, 2016	Deed of Trust, Mortgage · Conventional with PMI RESMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2014 · Amount on File
Deed Sale	Jul 1, 2014 · Amount on File
Prior Sale	Oct 23, 2007 · Amount on File
Deed Book / Page	2014 / 18577
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	19 CINDY LN, HALFMOON, NY 12065-5661
Document Number	0000005147
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 CINDY LN HALFMOON NY 120655661, HALFMOON, NY 12065-5661

Mortgage

Document Number	0000005147
Date	Feb 20, 2018
Instrument	5147

Lender

Name	SCHOOL SYSTEM FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 19, 2038

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	19 CINDY LN, HALFMOON, NY 12065-5661
Document Number	0000000919
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CINDY LN HALFMOON NY 120655661, HALFMOON, NY 12065-5661

Mortgage

Document Number	0000000919
Date	Jan 10, 2017
Instrument	919

Lender

Name	RESMAC
Address	RATON, FL 33487

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19 Cindy Ln was $8,875 with a homeowner's exemption.

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Halfmoon Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,875.00	$220,100 Land $36,600 Building $183,500	$590,872 Land $98,255 Building $492,617
2023		$220,100 Land $36,600 Building $183,500	$517,882 Land $86,118 Building $431,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 19 Cindy Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Cindy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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