19 Chestnut St, Westerly, RI 02891 Property Records

Westerly Town property record for 19 Chestnut St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,572 sqft · built 1935
Lot Size	0.148 acres (6,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Dec 2021)
Tax Bill	$3,604 (2025)
Deeds & Mortgages	Dec 2021 Sale Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:67 B:16`

Property Details

APN / Parcel Number

Primary APN	`WEST M:67 B:16`
Alternative APNs	`M:067 B:16 L` `13131576`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,572 sqft Living Area
Gross Area	3,280 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,436 sqft (0.148 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	13131576
Street Address	19 CHESTNUT ST
City	WESTERLY
State	RI
Zip	02891-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	16
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	4
Census Block	4014
Census Tract	50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilcox Park Historic District listed 1973 · 89 contributing resources · NRIS 73000011

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 CHESTNUT ST, WESTERLY, RI 02891-2255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Warranty Deed, Transfer
Sep 9, 2019	Quit Claim Deed, Mortgage MOVEMENT MTG
Mar 3, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Mar 3, 2017 · Amount on Record
Deed Book / Page	2021 / 32126
Prior Transfer Date	Sep 3, 2019
Prior Transfer Doc	2019-14886
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 21, 2021
Property Address	19 CHESTNUT ST, WESTERLY, RI 02891-2255
Document Number	2021-32126
Book / Page	2021 / 32126
Instrument Date	Dec 21, 2021
Instrument	2021-7149
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 CHESTNUT ST, WESTERLY, RI 02891-2255

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 9, 2019
Property Address	19 CHESTNUT ST, WESTERLY, RI 02891-2255
Document Number	2019-4886
Book / Page	002019 / 014886
Instrument Date	Sep 3, 2019
Instrument	3777
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 CHESTNUT ST WESTERLY RI 028912255, WESTERLY, RI 02891-2255

Mortgage

Document Number	2019-4888
Date	Sep 9, 2019
Book Page	002019/014888
Instrument	3778

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 3, 2017
Property Address	19 CHESTNUT ST, WESTERLY, RI 02891-2255
Document Number	2017-3689
Book / Page	2017 / 3689
Instrument	895
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20173692
Date	Mar 3, 2017
Instrument	02017/3692

Lender

Name	MOVEMENT MTG LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2047

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,604.00 (-0.25%)	$463,300 (+30.29%) Land $151,900 Building $311,400	$545,424
2023	$3,613.00 (+0.58%)	$355,600 (-) Land $108,500 Building $247,100
2022	$3,592.00	$355,600 Land $108,500 Building $247,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, Breezeline, Frontier, Xfinity.

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