Middlesex County and Stow Town property record for 19 Chestnut St, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,962 sqft · built 1862 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $785,000 (Jul 2022) |
| Tax Bill | $12,634 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Apr 2020 Refinance + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | U-7 000047 |
| Primary APN | U-7 000047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Living Area |
| Gross Area | 3,300 sqft |
| 1st Floor Area | 1,184 sqft |
| Attic | Attic |
| Attic Area | 648 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1862 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 169,884 sqft (3.9 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | U-7 000047 |
|---|---|
| Street Address | 19 CHESTNUT ST |
| City | STOW |
| State | MA |
| Zip | 01775-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 323101 |
19 Chestnut St is owned and occupied by an individual who bought it in July 2022.
Source: Middlesex County and Stow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 CHESTNUT ST, STOW, MA 01775-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY |
| Apr 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY |
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 14, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Prior Sale | Jun 14, 2017 · Amount on File |
| Deed Book / Page | 80436 / 463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Jul 15, 2022 |
| Property Address | 19 CHESTNUT ST, STOW, MA 01775-1516 |
| Document Number | 080436-463 |
| Book / Page | 80436 / 463 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 108054 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 CHESTNUT ST, STOW, MA 01775-1516 |
| Document Number | 0000108055 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 108055 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Aug 1, 2027 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 19 CHESTNUT ST, STOW, MA 01775-1516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74422-72 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 74422/72 |
| Instrument | 50937 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 19 CHESTNUT ST, STOW, MA 01775-1516 |
| Document Number | 70410-243 |
| Book / Page | 070410 / 000243 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70410-243 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 070410/000243 |
| Instrument | 5886 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Jun 14, 2017 |
| Property Address | 19 CHESTNUT ST, STOW, MA 01775-1516 |
| Document Number | 69429-281 |
| Book / Page | 069429 / 000281 |
| Instrument Date | May 18, 2017 |
| Instrument | 89270 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 CHESTNUT ST STOW MA 017751516, STOW, MA 01775-1516 |
| Document Number | 69429-283 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 069429/000283 |
| Instrument | 89271 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2047 |
The 2026 property tax bill for 19 Chestnut St was $12,634, down 0.6% from the year before.
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,634.00 (-0.62%) | $707,000 (-3.12%) Land $417,000 Building $290,000 | $781,617 (-0.32%) |
| 2025 | $12,713.00 (+21.83%) | $729,800 (+18.69%) Land $397,100 Building $332,700 | $784,130 |
| 2024 | $10,435.00 (+2.03%) | $614,900 (+9.01%) Land $366,300 Building $248,600 | |
| 2023 | $10,227.00 | $564,100 Land $335,600 Building $228,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Chestnut St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Chestnut St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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