19 Charlotte Dr, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 19 Charlotte Dr, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,284 sqft · built 1964
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Owner Names on Record
Last Sale	$499,900 (Dec 2013)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`392611 41.08-2-11`

Property Details

APN / Parcel Number

Primary APN	`392611 41.08-2-11`
Alternative APNs	`261104100800020110000000` `00366360000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,284 sqft Living Area
1st Floor Area	2,403 sqft
2nd Floor Area	881 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	275 ft deep x 161 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	540 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00366360000
Old Parcel Number	261104100800020110000000
Street Address	19 CHARLOTTE DR
City	SPRING VALLEY
State	NY
Zip	10977-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:11.000 BLK:2 SEC:41.08 DIST:392611 CITY/MUNI/TWP:WESLEY HILLS
Legal Subdivision	RAINBOW RDG SEC 02 & 03
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2004
Census Tract	11507

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	19 CHARLOTTE DR, SPRING VALLEY, NY 10977-1101
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Prior Sale	Sep 12, 2003 · Amount on Record
Deed Document Number	0201345035
Deed Book / Page	2013 / 45035
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	19 CHARLOTTE DR, SPRING VALLEY, NY 10977-1101
Document Number	0000025255
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	LSI TITLE COMPANY, LSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CHARLOTTE DR SPRING VALLEY NY 109771101, SPRING VALLEY, NY 10977-1101

Mortgage

Document Number	0000025255
Date	Sep 4, 2020
Instrument	25255

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Wesley Hills Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$84,700 (-) Land $17,800 Building $66,900	$1,091,494 (+1,769%) Land $229,381 Building $862,113
2023	$84,700 Land $17,800 Building $66,900	$58,400 Land $12,273 Building $46,127

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20