19 Charles St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 19 Charles St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1973
Lot Size	0.395 acres (17,202 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jul 2015)
Tax Bill	$8,676 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-00000172`

Property Details

APN / Parcel Number

Primary APN	`35-00000172`
Alternative APN	`NATI M:00000035 P:00000172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Lot Area	17,202 sqft (0.395 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	35-00000172
Street Address	19 CHARLES ST
City	NATICK
State	MA
Zip	01760-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	2
Census Block	2008
Census Tract	382200

Owner

19 Charles St is owned and occupied by two individuals who bought it in July 2015.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 CHARLES ST, NATICK, MA 01760-2830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AVIDIA BANK
Jun 6, 2018	Deed of Trust, Mortgage AVIDIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2015 · Amount on File
Deed Sale	Jul 30, 2015 · Amount on File
Prior Sale	Sep 9, 2014
Deed Book / Page	65829 / 336
Transfer Doc	64202-96
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	19 CHARLES ST, NATICK, MA 01760-2830
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084404-466
Date	Jul 25, 2025
Book Page	84404/466
Instrument	87308

Lender

Name	AVIDIA BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2030

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	19 CHARLES ST, NATICK, MA 01760-2830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71116-186
Date	Jun 6, 2018
Book Page	71116/186
Instrument	80375

Lender

Name	AVIDIA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 19 Charles St was $8,676, up 3.6% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,676.00 (+3.56%)	$725,400 (+6.15%) Land $466,200 Building $259,200	$778,240
2024	$8,378.00 (+2.43%)	$683,400 (+5.61%) Land $440,300 Building $243,100
2023	$8,179.00	$647,100 Land $413,000 Building $234,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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