Middlesex County and Bedford Town property record for 19 Charles St, Bedford, MA 01730
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,912 sqft · built 2019 |
| Lot Size | 1.07 acres (46,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Apr 2019) |
| Tax Bill | $236 (2025) |
| Deeds & Mortgages | May 2021 Refinance Apr 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BEDF M:079 P:0008 |
| Primary APN | BEDF M:079 P:0008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,912 sqft Living Area |
| Gross Area | 13,666 sqft |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 2,520 sqft |
| Unfinished Basement | 2,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,879 sqft (1.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 19 CHARLES ST |
|---|---|
| City | BEDFORD |
| State | MA |
| Zip | 01730-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Jurisdiction | BEDFORD MA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 359303 |
19 Charles St is owned and occupied by an individual who acquired it in March 2020.
Source: Middlesex County and Bedford Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 CHARLES ST, BEDFORD, MA 01730-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WAKEFIELD COOPERATIVE BANK |
| Apr 9, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 19, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage WAKEFIELD CO-OP BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2019 · Amount on File |
| Deed Sale | Apr 19, 2019 · Amount on File |
| Prior Sale | Jun 19, 2006 |
| Deed Document Number | 20191811389 |
| Last Transfer Date | Mar 30, 2020 |
| Transfer Doc | 1839864 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 19 CHARLES ST, BEDFORD, MA 01730-2501 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1879055 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 1879055 |
| Name | WAKEFIELD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Apr 9, 2020 |
| Property Address | 19 CHARLES ST, BEDFORD, MA 01730-2501 |
| Document Number | 0001839864 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 1839864 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 CHARLES ST BEDFORD MA 017302501, BEDFORD, MA 01730-2501 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Apr 19, 2019 |
| Property Address | 19 CHARLES ST, BEDFORD, MA 01730-2501 |
| Document Number | 0000011389 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 11389 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,964.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 ASH ST LEXINGTON MA 024214278, LEXINGTON, MA 02421-4278 |
| Document Number | 11390 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 11390 |
| Name | WAKEFIELD CO-OP BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 19 Charles St was $236, down 98.7% from the year before.
Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $236.00 (-98.73%) | $1,964,100 (+25.61%) Land $593,300 Building $1,370,800 | $1,861,620 |
| 2024 | $18,577.00 (+7.99%) | $1,563,700 (+13.44%) Land $565,100 Building $998,600 | |
| 2023 | $17,202.00 | $1,378,400 Land $533,700 Building $844,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Charles St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1996–2010) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures