Saratoga County and Stillwater Town property record for 19 Champlain Rd, Stillwater, NY 12170
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,654 sqft · built 1954 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,000 (Aug 2025) |
| Tax Bill | $3,012 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2025 Sale & Mortgage + 1 more |
| APN | 415201 253.27-1-2 |
| Primary APN | 415201 253.27-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Attic | Attic |
| Attic Area | 244 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Width | 56.5 ft Width |
| Porch | Slab |
| Porch Area | 358 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1 A00143 |
|---|---|
| Street Address | 19 CHAMPLAIN RD |
| City | STILLWATER |
| State | NY |
| Zip | 12170-7702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 62100 |
19 Champlain Rd is owned by two individuals who bought it in August 2025.
Source: Saratoga County and Stillwater Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4F CROWN CT, BALLSTON SPA, NY 12020-2235 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Aug 8, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage ARROW BANK NA |
| Apr 16, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Prior Sale | Mar 5, 2025 · Amount on File |
| Deed Document Number | 202520848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 19 CHAMPLAIN RD, STILLWATER, NY 12170-7702 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000034632 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2022034632 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Aug 8, 2025 |
| Property Address | 19 CHAMPLAIN RD, STILLWATER, NY 12170-7702 |
| Document Number | 0000020848 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 2025020848 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 CROWN CT # F, F, BALLSTON SPA, NY 12020-2235 |
| Document Number | 0000020849 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 2025020849 |
| Name | ARROW BANK NA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Apr 16, 2021 |
| Property Address | 19 CHAMPLAIN RD, STILLWATER, NY 12170-7702 |
| Document Number | 0000013786 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021013786 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 KELLOGG RD, STILLWATER, NY 12170-1212 |
| Document Number | 0000013787 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021013787 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 19 Champlain Rd was $3,012.
Source: Saratoga County and Stillwater Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Stillwater Town |
| Municipality | Stillwater Village |
| Unified School District | Stillwater Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,012.00 | $137,000 Land $19,000 Building $118,000 | $230,252 Land $31,933 Building $198,319 |
| 2023 | $137,000 Land $19,000 Building $118,000 | $204,478 Land $28,358 Building $176,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 19 Champlain Rd; there have been 15 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 15 (1986–2024) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Champlain Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER TOWN (SCWA) serves 3,000 people · EPA ID NY4530267 |
|---|---|
| Water Source | Purchased surface water from SARATOGA COUNTY WATER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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