Cumberland Town property record for 19 Cedar Way, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,568 sqft · built 1964 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $325,000 (Sep 2017) |
| Tax Bill | $6,094 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance Oct 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9220-35 |
| Primary APN | 9220-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,568 sqft Living Area |
| Gross Area | 4,816 sqft |
| 1st Floor Area | 1,172 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9220-35 |
|---|---|
| Street Address | 19 CEDAR WAY |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 138 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11405 |
19 Cedar Way is owner-occupied and held in a trust since August 2025.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 19 CEDAR WAY, CUMBERLAND, RI 02864-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Oct 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Nov 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Sep 29, 2017 | Deed, Transfer · FHA Mortgage COASTWAY COMMERCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2017 · Amount on File |
| Deed Sale | Sep 29, 2017 · Amount on File |
| Prior Sale | Sep 21, 1995 · Amount on File |
| Last Transfer Date | Aug 8, 2025 |
| Transfer Doc | 002008-710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 19 CEDAR WAY, CUMBERLAND, RI 02864-5005 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00001923-5 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 1923/5 |
| Instrument | 131250 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 19 CEDAR WAY, CUMBERLAND, RI 02864-5005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1857-558 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 1857/558 |
| Instrument | 117778 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 19 CEDAR WAY, CUMBERLAND, RI 02864-5005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1820-668 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 1820/668 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 29, 2017 |
| Property Address | 19 CEDAR WAY, CUMBERLAND, RI 02864-5005 |
| Document Number | 1754-469 |
| Book / Page | 1754 / 469 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 17540471 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 01754/0471 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2047 |
The 2026 property tax bill for 19 Cedar Way was $6,094, up 6.4% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,094.00 (+6.37%) | $608,800 (+30.39%) Land $222,600 Building $386,200 | $596,226 |
| 2025 | $5,729.00 | $466,900 Land $118,200 Building $348,700 | |
| 2023 | $5,425.00 (+4.57%) | $466,900 (+34.9%) Land $118,200 Building $348,700 | |
| 2022 | $5,188.00 | $346,100 Land $91,300 Building $254,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Cedar Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Cedar Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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