Monmouth County and Neptune Township property record for 19 Cedar Ter, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1957 |
| Lot Size | 0.13 acres (5,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Mar 2020) |
| Tax Bill | $9,436 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-04308-0000-00010 |
| Primary APN | 35-04308-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 912 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,658 sqft (0.13 acres) |
| Lot Dimensions | 146 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 80 sqft |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00074066 |
|---|---|
| Street Address | 19 CEDAR TER |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-3360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | HAMILTON GARDENS SEC 3 |
| Legal Block | 4308 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 808002 |
19 Cedar Ter is owned and occupied by two individuals who bought it in March 2020.
Source: Monmouth County and Neptune Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 CEDAR TER, NEPTUNE, NJ 07753-3360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIS MORTGAGE CO INC |
| Mar 6, 2020 | Grant Deed, Transfer · Conventional with PMI ATLANTIC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on File |
| Deed Sale | Mar 6, 2020 · Amount on File |
| Deed Document Number | 202026623 |
| Deed Book / Page | 9401 / 5056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 19 CEDAR TER, NEPTUNE, NJ 07753-3360 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0095415681 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 9541/5681 |
| Instrument | 2021135140 |
| Name | ATLANTIS MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | WEST LONG BRANCH, NJ 07764 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 6, 2020 |
| Property Address | 19 CEDAR TER, NEPTUNE, NJ 07753-3360 |
| Document Number | 0000026623 |
| Book / Page | 009401 / 005056 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 26623 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 CEDAR TER NEPTUNE NJ 077533360, NEPTUNE, NJ 07753-3360 |
| Document Number | 26624 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 009401/005086 |
| Instrument | 26624 |
| Name | ATLANTIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | WEST LONG BRANCH, NJ 07764 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2050 |
The 2025 property tax bill for 19 Cedar Ter was $9,436, up 29.7% from the year before.
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,600 (+7.96%) Land $378,600 Building $175,000 | $553,600 (+7.96%) Land $378,600 Building $175,000 | |
| 2025 | $9,436.00 (+29.7%) | $512,800 Land $300,800 Building $212,000 | $512,800 Land $300,800 Building $212,000 |
| 2024 | $7,275.00 | ||
| 2023 | $381,700 Land $206,400 Building $175,300 | $381,700 Land $206,400 Building $175,300 | |
| 2022 | $6,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Cedar Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2005–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Cedar Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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