19 Cecily Ln, Commack, NY 11725 Property Records

Suffolk County and Huntington Town property record for 19 Cecily Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Jul 2024)
Tax Bill	$13,779 (2024)
Deeds & Mortgages	Jan 2024 Refinance Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0400-224.00-03.00-120.000`

Property Details

APN / Parcel Number

Primary APN	`0400-224.00-03.00-120.000`
Alternative APNs	`472689 224.00-03.00-120.000` `268922400003001200000000` `472600546560`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	19 CECILY LN
City	COMMACK
State	NY
Zip	11725-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	BLK LOT
Legal Subdivision	MAP OF CAMEO PARK
Legal Block	300
Legal Lot Number	120
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	1
Census Block	1010
Census Tract	112103

Owner

Source: Suffolk County and Huntington Town records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 CECILY LN, COMMACK, NY 11725-3301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance INSULA CAPITAL CORPORTAGION
Aug 25, 2026	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK
Jul 23, 2024	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Mar 11, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 11, 2020	Grant Deed, Transfer NOT AVAILABLE
Jun 29, 2017	Quit Claim Deed, Transfer TITLEVEST AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Mar 11, 2020 · Amount on Record
Deed Book / Page	13256 / 644
Last Transfer Date	Jan 29, 2026
Transfer Doc	1334000885
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	19 CECILY LN, COMMACK, NY 11725-3301
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235620234
Date	Jan 22, 2024
Book Page	23562/234

Lender

Name	INSULA CAPITAL CORPORTAGION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 25, 2026
Property Address	19 CECILY LN, COMMACK, NY 11725-3301
Document Number	1334000885
Book / Page	13347 / 885
Instrument Date	Jan 29, 2026
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CECILY LN, COMMACK, NY 11725-3301

Mortgage

Date	Aug 25, 2026

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 23, 2024
Property Address	19 CECILY LN, COMMACK, NY 11725-3301
Document Number	0132560644
Book / Page	13256 / 644
Instrument Date	Jun 13, 2024
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WESTCORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SAWYER CT, EAST SETAUKET, NY 11733-1766

Mortgage

Document Number	0023599566
Date	Jul 23, 2024
Instrument	23599/566

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 11, 2020
Property Address	19 CECILY LN, COMMACK, NY 11725-3301
Document Number	0130510819
Book / Page	013051 / 000819
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 FOX HOLLOW CT DIX HILLS NY 117466161, DIX HILLS, NY 11746-6161

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 11, 2020
Property Address	19 CECILY LN, COMMACK, NY 11725-3301
Document Number	0130510818
Book / Page	013051 / 000818
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	640 BELLE TERRE RD #D PORT JEFFERSON NY 117771936, D, PORT JEFFERSON, NY 11777-1936

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 29, 2017
Property Address	19 CECILY LN, COMMACK, NY 11725-3301
Document Number	0129180863
Book / Page	012918 / 000863
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	TITLEVEST AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19 CECILY LN COMMACK NY 117253301, COMMACK, NY 11725-3301

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,100 (-) Land $250 Building $2,850	$688,889 (+10,789.8%) Land $55,556 Building $633,333
2024	$13,779.00 (+4.28%)		$6,326 (+12.22%) Land $510 Building $5,816
2023		$3,100 (-) Land $250 Building $2,850	$5,637 (+16.37%) Land $455 Building $5,182
2022	$13,213.00	$3,100 Land $250 Building $2,850	$4,844 Land $391 Building $4,453

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–1981)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENLAWN WATER DISTRICT serves 42,000 people · EPA ID NY5103271
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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