Westchester County and Rye City property record for 19 Cayuga St, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,055 sqft · built 1914 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,327,500 (Dec 2009) |
| Tax Bill | $34,442 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 139-19-1-55 |
| Primary APN | 551400 139-19-1-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,055 sqft Living Area |
| 1st Floor Area | 1,614 sqft |
| 2nd Floor Area | 1,147 sqft |
| Upper Floors Area | 294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 19 CAYUGA ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 55.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records · APN 551400 139-19-1-55
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 CAYUGA ST, RYE, NY 10580-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jul 15, 2020 | Loan Modification, Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2009 · Amount on Record |
| Deed Sale | Dec 11, 2009 · Amount on Record |
| Prior Sale | Mar 25, 2005 · Amount on Record |
| Deed Document Number | 2009493340622 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 19 CAYUGA ST, RYE, NY 10580-1701 |
| Document Number | 0602453439 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | APPELLATE LAND SERVICES LIMITED, APPELLATE LAND SVCS LTD |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 CAYUGA ST RYE NY 105801701, RYE, NY 10580-1701 |
| Document Number | 0602453439 |
|---|---|
| Date | Sep 01, 2020 |
| Book Page | 060245/003439 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 19 CAYUGA ST, RYE, NY 10580-1701 |
| Document Number | 0602453440 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | APPELLATE LAND SERVICES LIMITED, APPELLATE LAND SVCS LTD |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 CAYUGA ST RYE NY 105801701, RYE, NY 10580-1701 |
| Document Number | 0602453440 |
|---|---|
| Date | Sep 01, 2020 |
| Book Page | 060245/003440 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,442.00 | $29,600 (-) Land $5,750 Building $23,850 | $2,508,474 (+6.78%) Land $487,288 Building $2,021,186 |
| 2024 | $29,600 (-) Land $5,750 Building $23,850 | $2,349,206 (+2.38%) Land $456,349 Building $1,892,857 | |
| 2023 | $29,600 Land $5,750 Building $23,850 | $2,294,573 Land $445,736 Building $1,848,837 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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