19 Carroll Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 19 Carroll Dr, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1957
Lot Size	0.374 acres (16,280 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 2018)
Tax Bill	$4,769 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:76 L:17`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:76 L:17`
Alternative APN	`M:329076 B:00017 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	2,647 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,280 sqft (0.374 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	19 CARROLL DR
City	WESTFIELD
State	MA
Zip	01085-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	17
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1000
Census Tract	812902

Owner

19 Carroll Dr is owned and occupied by an individual who bought it in May 2018.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	19 CARROLL DR, WESTFIELD, MA 01085-2126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASSMUTUAL FEDERAL CREDIT UNION
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MASSMUTUAL FEDERAL CREDIT UNION
May 11, 2018	Warranty Deed, Transfer MASS MUTUAL FCU
Jan 18, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Prior Sale	Jan 18, 2018 · Amount on File
Deed Document Number	201825519
Deed Book / Page	22167 / 566
Transfer Doc	22030-438
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	19 CARROLL DR, WESTFIELD, MA 01085-2126
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024880-600
Date	Jan 18, 2023
Book Page	24880/600
Instrument	2946

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2028

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	19 CARROLL DR, WESTFIELD, MA 01085-2126
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024091-456
Date	Aug 31, 2021
Book Page	24091/456
Instrument	61108

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	May 11, 2018
Property Address	19 CARROLL DR, WESTFIELD, MA 01085-2126
Document Number	22167-566
Book / Page	22167 / 566
Instrument	25519
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CARROLL DR, WESTFIELD, MA 01085-2126

Mortgage

Document Number	221670568
Date	May 11, 2018
Instrument	22167/0568

Lender

Name	MASS MUTUAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 11, 2048

January 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	WESTFIELD MA
Recording Date	Jan 18, 2018
Property Address	19 CARROLL DR, WESTFIELD, MA 01085-2126
Document Number	22030-438
Book / Page	022030 / 000438
Instrument Date	Nov 6, 2017
Instrument	3056
Transaction Type	Foreclosure
Record Updated	Feb 6, 2018

Transaction

Amount	Amount on Record
Tax	$767.25
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946

Tax Assessment & Valuation

The 2026 property tax bill for 19 Carroll Dr was $4,769, up 10.2% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,769.00 (+10.19%)	$319,400 (+12.03%) Land $119,300 Building $200,100	$307,516 (+6.62%)
2025	$4,328.00	$285,100 Land $115,800 Building $169,300	$288,420 (-)
2024			$288,420
2023	$4,160.00	$245,000 Land $100,300 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Carroll Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	25 units insured incl. 22 condo units
Nearby Flood Claims	1 (1988)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1988 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Carroll Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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