19 Cardinal Ln, Okatie, SC 29909 Property Records

Beaufort County property record for 19 Cardinal Ln, Okatie, SC 29909

Property Summary

Property Type	Mobile Home
Details	built 2022
Lot Size	0.741 acres (32,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Nov 2021)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R60000900000700000`

Property Details

APN / Parcel Number

Primary APN	`R60000900000700000`
Alternative APN	`00492023`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Lot Area	32,278 sqft (0.741 acres)

Location & Zoning

Street Address	19 CARDINAL LN
City	OKATIE
State	SC
Zip	29909-3718
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	6106
Legal Description	LOTS 22 23 & 24~FKA LOT 22 & 23 OKEETEE RIVER EST PB126 P38~3/22 LOT LINE & AC
Legal Subdivision	OKATIE RIVER ESTATES
Legal Lot Number	22-24
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1067
Census Tract	2202

Owner

Source: Beaufort County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 CARDINAL LN, OKATIE, SC 29909-3718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYPLACE MORTGAGE LTD
Nov 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage AGSOUTH FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	202176894
Deed Book / Page	4079 / 766
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	19 CARDINAL LN, OKATIE, SC 29909-3718
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CARDINAL LN, OKATIE, SC 29909-3718

Mortgage

Document Number	0000049775
Date	Nov 4, 2025
Book Page	4480/443
Instrument	2025049775

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	19 CARDINAL LN, OKATIE, SC 29909-3718
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048034
Date	Aug 23, 2022
Book Page	4175/2518
Instrument	2022048034

Lender

Name	COUNTRYPLACE MORTGAGE LTD
Type	Subprime Lender
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	365 Months
Due	Jan 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 3, 2021
Property Address	19 CARDINAL LN, OKATIE, SC 29909-3718
Document Number	0000076894
Book / Page	4079 / 766
Map Reference	MB 21 PG 30
Instrument Date	Nov 1, 2021
Instrument	2021076894
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 RAWSTROM DR, OKATIE, SC 29909-3814
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076895
Date	Nov 3, 2021
Instrument	2021076895

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,949.00 (-0.1%)	$15,200 (-0.03%)
2024	$1,951.00 (+3.78%)	$15,204 (-) Land $5,200 Building $10,004	$380,100 (-) Land $130,000 Building $250,100
2023	$1,880.00 (-2.69%)	$15,204 (+102.72%) Land $5,200 Building $10,004	$380,100 (+204.08%) Land $130,000 Building $250,100
2022	$1,932.00	$7,500	$125,000 Land $125,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 985 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	985 in force
Nearby Flood Claims	23 (2009–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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