19 Birch Dr E, Highland Lakes, NJ 07422 Property Records

Sussex County and Vernon Township property record for 19 Birch Dr E, Highland Lakes, NJ 07422

Property Summary

Property Type	Single Family Home
Details	2,091 sqft · built 1988
Lot Size	0.357 acres (15,551 sqft)
Owner	2 Individual Names on File
Last Sale	$356,000 (Aug 2022)
Tax Bill	$8,374 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-00445-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`22-00445-0000-00005`
Alternative APN	`2200159060003702`

Interior

Stories	1 Story
Building Area	2,091 sqft Living Area
1st Floor Area	2,091 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,551 sqft (0.357 acres)
Lot Dimensions	100 ft deep x 164 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2200159060003702
Street Address	19 BIRCH DR E
City	HIGHLAND LAKES
State	NJ
Zip	07422-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	445
Legal Lot Number	5
Jurisdiction	SUSSEX NJ
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1004
Census Tract	371502

Owner

19 Birch Dr E is owned and occupied by two individuals who bought it in August 2022.

Source: Sussex County and Vernon Township records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Aug 26, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
Aug 26, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, KEY SETTLEMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Jun 29, 2004 · Amount on File
Deed Document Number	202210249710
Deed Book / Page	3647 / 677
Prior Transfer Date	Jun 29, 2022
Prior Transfer Doc	0036470670
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	19 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326

Mortgage

Document Number	0103070875
Date	Apr 18, 2024
Book Page	10307/875
Instrument	2024006393

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Sep 1, 2052

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 26, 2022
Property Address	19 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326
Document Number	0036470677
Book / Page	3647 / 677
Instrument Date	Aug 2, 2022
Instrument	20220826010249710
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	KEY SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 SURREY CT, 182, RAMSEY, NJ 07446-1270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326

Mortgage

Document Number	0101910865
Date	Aug 26, 2022
Book Page	10191/865
Instrument	20220826010249720

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX NJ
Recording Date	Aug 26, 2022
Property Address	19 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326
Document Number	0036470670
Book / Page	3647 / 670
Instrument Date	Jul 29, 2022
Instrument	20220826010249700
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	NOT AVAILABLE, KEY SETTLEMENTS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 BIRCH DR E, 19, HIGHLAND LAKES, NJ 07422-1326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BIRCH DR E, HIGHLAND LAKES, NJ 07422-1326

Tax Assessment & Valuation

The 2025 property tax bill for 19 Birch Dr E was $8,374, up 5.6% from the year before.

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Vernon Township
Unified School District	Vernon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,100 (-) Land $173,600 Building $183,500	$357,100 (-) Land $173,600 Building $183,500
2025	$8,374.00 (+5.56%)	$357,100 Land $173,600 Building $183,500	$357,100 Land $173,600 Building $183,500
2024	$7,933.00
2023		$316,900 Land $153,600 Building $163,300	$316,900 Land $153,600 Building $163,300
2022	$8,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Birch Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Birch Dr E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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