19 Berwick St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 19 Berwick St, Melrose, MA 02176

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 527 sqft · built 1900
Owner	Individual Name on File
Last Sale	$323,000 (Dec 2023)
Tax Bill	$3,537 (2026)
Deeds & Mortgages	Dec 2024 Refinance Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0C6 P:00027=4`

Property Details

APN / Parcel Number

Primary APN	`M:0C6 P:00027=4`
Alternative APN	`MELR M:0C6 P:00027-4`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	527 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19 BERWICK ST
City	MELROSE
State	MA
Zip	02176-4612
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BA2
Legal Subdivision	MELROSE HOUSE
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	1
Census Block	1003
Census Tract	336404

Owner

19 Berwick St, a condominium, is owned and occupied by an individual who bought it in December 2023.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	19 BERWICK ST, MELROSE, MA 02176-4612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Dec 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2023	Condominium Deed, Transfer · Commercial Mortgage UNIVERSAL CAPITAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Sep 29, 2023 · Amount on File
Deed Book / Page	82316 / 228
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	19 BERWICK ST, MELROSE, MA 02176-4612
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	083558-281
Date	Dec 9, 2024
Book Page	83558/281
Instrument	140058

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2056

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Dec 15, 2023
Property Address	19 BERWICK ST, MELROSE, MA 02176-4612
Document Number	082316-228
Book / Page	82316 / 228
Instrument Date	Dec 15, 2023
Instrument	143533
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BERWICK ST # UT4, UT4, MELROSE, MA 02176-4612
Investor	Possibly a Property Investor

Mortgage

Document Number	0000143534
Date	Dec 15, 2023
Instrument	143534

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MELROSE MA
Recording Date	Sep 29, 2023
Property Address	19 BERWICK ST, MELROSE, MA 02176-4612
Document Number	082046-152
Book / Page	82046 / 152
Instrument Date	Sep 28, 2023
Instrument	110038
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FAIRBANKS LN, NORTH READING, MA 01864-2836

Mortgage

Document Number	0000110039
Date	Sep 29, 2023
Instrument	110039

Lender

Name	UNIVERSAL CAPITAL CORP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 19 Berwick St was $3,537, up 15.9% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,537.00 (+15.85%)	$308,400 (-) Building $308,400	$326,205 (+8.29%)
2025	$3,053.00 (+7.39%)	$308,400 (+7.72%) Building $308,400	$301,245
2024	$2,843.00 (-0.84%)	$286,300 (+4.07%) Building $286,300
2023	$2,867.00	$275,100 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Berwick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 19 Berwick St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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