19 Bayshore Dr, Oswego, NY 13126 Property Records

Oswego County and Scriba Town property record for 19 Bayshore Dr, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1994
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Feb 2021)
Tax Bill	$9,258 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355600 095.00-01-32.05`

Property Details

APN / Parcel Number

Primary APN	`355600 095.00-01-32.05`
Alternative APN	`560009500000010320500000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	900 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	104,544 sqft (2.4 acres)
Porch	Slab
Porch Area	240 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	19 BAYSHORE DR
City	OSWEGO
State	NY
Zip	13126-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Subdivision	18TH TOWNSHIP OF SCRIBAS PATENT
Legal Block	1
Legal Lot Number	32.050
Jurisdiction	OSWEGO NY
Township / Civil Division	SCRIBA
Census Block Group	1
Census Block	1007
Census Tract	21504

Owner

Source: Oswego County and Scriba Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2727 STATE ROUTE 48, MINETTO, NY 13115-7720
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage FULTON SAVINGS BANK
Feb 24, 2021	Warranty Deed, Transfer CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC
Jul 16, 2018	Deed of Trust, Mortgage · Conventional with PMI RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	20212020
Record Updated	Oct 29, 2026

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 24, 2021
Property Address	19 BAYSHORE DR, OSWEGO, NY 13126-5909
Document Number	0000002020
Instrument Date	Dec 30, 2020
Instrument	R-2021-002020
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 STATE ROUTE 10, 1625, MORRIS PLAINS, NJ 07950-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 449, MINETTO, NY 13115-0449

Mortgage

Document Number	0000002021
Date	Feb 24, 2021
Instrument	R-2021-002021

Lender

Name	FULTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 24, 2021
Property Address	19 BAYSHORE DR, OSWEGO, NY 13126-5909
Document Number	0000002019
Instrument Date	Nov 4, 2020
Instrument	R-2021-002019
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 BAYSHORE DR, 19, OSWEGO, NY 13126-5909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 STATE ROUTE 10, MORRIS PLAINS, NJ 07950-2905
Investor	Possibly a Property Investor

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	19 BAYSHORE DR, OSWEGO, NY 13126-5909
Document Number	0000006872
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 BAYSHORE DR OSWEGO NY 131265909, OSWEGO, NY 13126-5909

Mortgage

Document Number	0000006872
Date	Jul 24, 2018
Instrument	6872

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Scriba Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,258.00 (+17.85%)
2025	$7,856.00	$215,000 (-) Land $24,000 Building $191,000	$358,333 (+13.33%) Land $40,000 Building $318,333
2023		$215,000 Land $24,000 Building $191,000	$316,176 Land $35,294 Building $280,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCRIBA WD (OSWEGO) serves 9,044 people · EPA ID NY3730037
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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