19 Atlantic Rd, Unit 1, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 19 Atlantic Rd, Unit 1, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 996 sqft · built 1972
Lot Size	1.42 acres (61,977 sqft)
Owner	Individual Name on Record
Tax Bill	$4,926 (2026)
Deeds & Mortgages	Feb 2024 Sale Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0069 B:0025 L:0001(G)`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0069 B:0025 L:0001(G)`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,977 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	19 ATLANTIC RD, 1
City	GLOUCESTER
State	MA
Zip	01930-3262
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-20
Legal Subdivision	THORWALD CONDO
Legal Block	25
Legal Lot Number	1G
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3041
Census Tract	221300

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 ATLANTIC AVE, 1, GLOUCESTER, MA 01930-1401
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed, Transfer
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2012
Deed Sale	Dec 6, 2012
Prior Sale	Mar 2, 2001 · Amount on Record
Deed Book / Page	31990 / 222
Transfer Doc	31990-222
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 2, 2024
Property Address	19 ATLANTIC RD UNIT 1, 1, GLOUCESTER, MA 01930-3262
Document Number	041972-400
Book / Page	41972 / 400
Instrument Date	Feb 2, 2024
Instrument	20240202001170
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ATLANTIC AVE # 1, 1, GLOUCESTER, MA 01930-1401

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	19 ATLANTIC RD UNIT 1, 1, GLOUCESTER, MA 01930-3262
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041173-380
Date	Sep 7, 2022
Book Page	41173/380
Instrument	18

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	19 ATLANTIC RD UNIT 1, 1, GLOUCESTER, MA 01930-3262
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40392-391
Date	Oct 19, 2021
Book Page	40392/391
Instrument	20211019001930

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,926.00 (+4.34%)	$529,100 (+8.94%) Building $529,100	$529,233 (+4.01%)
2025	$4,721.00 (+6.64%)	$485,700 (+6.75%) Building $485,700
2024	$4,427.00 (-2.98%)	$455,000 (+5.59%) Building $455,000	$508,820
2023	$4,563.00	$430,900 Building $430,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured incl. 39 condo units
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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