19 Arch St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 19 Arch St, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,059 sqft · built 1965
Lot Size	0.381 acres (16,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Mar 2024)
Tax Bill	$11,648 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0013 B:000028 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0013 B:000028 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,059 sqft Living Area
Gross Area	3,378 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	16,575 sqft (0.381 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	19 ARCH ST
City	WESTBOROUGH
State	MA
Zip	01581-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	28
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1020
Census Tract	742402

Owner

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 ARCH ST, WESTBOROUGH, MA 01581-3734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 18, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAR HARBOR BANK & TRUST CO
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Feb 14, 2014 · Amount on Record
Deed Document Number	202419262
Deed Book / Page	70295 / 261
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Recording Date	Apr 24, 2026
Property Address	19 ARCH ST, WESTBOROUGH, MA 01581-3734
Document Number	073487-254
Book / Page	73487 / 254
Instrument Date	Apr 23, 2026
Instrument	202631755
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ARCH ST, WESTBOROUGH, MA 01581-3734

Mortgage

Document Number	0000031755,
Date	Apr 24, 2026
Book Page	73487/254
Instrument	202631755

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	19 ARCH ST, WESTBOROUGH, MA 01581-3734
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0067910-56
Date	Jul 15, 2022
Book Page	67910/56
Instrument	77238

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	19 ARCH ST, WESTBOROUGH, MA 01581-3734
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	065111-263
Date	May 6, 2021
Book Page	65111/263
Instrument	63125

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2050

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Mar 18, 2024
Property Address	19 ARCH ST, WESTBOROUGH, MA 01581-3734
Document Number	070295-261
Book / Page	70295 / 261
Instrument Date	Mar 18, 2024
Instrument	19262
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 ARCH ST, WESTBOROUGH, MA 01581-3734

Mortgage

Document Number	0000019263
Date	Mar 18, 2024
Instrument	19263

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	19 ARCH ST, WESTBOROUGH, MA 01581-3734
Document Number	61764-322
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ARCH ST WESTBOROUGH MA 015813734, WESTBOROUGH, MA 01581-3734

Mortgage

Document Number	61764-322
Date	Jan 21, 2020
Book Page	061764/000322
Instrument	5846

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,648.00 (+5.78%)	$731,200 (+8.17%) Land $350,900 Building $380,300	$763,289 (-3.88%)
2025	$11,012.00 (+5.3%)	$676,000 (+6.07%) Land $328,000 Building $348,000	$794,105 (+8.73%)
2024	$10,458.00 (+5.74%)	$637,300 (+8.51%) Land $312,100 Building $325,200	$730,360
2023	$9,890.00	$587,300 Land $294,400 Building $292,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: SELCO.

Cell Coverage

5G (outdoors only) and 4G LTE

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