San Luis Obispo County property record for 19 9th St, Cayucos, CA 93430 · Last verified October 2025
| Property Type | Home Plus Accessory Dwelling Unit |
|---|---|
| Details | 1 bd · 1 ba · 480 sqft · built 1947 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,100,000 (Jan 2019) |
| Tax Bill | $12,819 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-152-007 |
| Primary APN | 064-152-007 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 480 sqft Living Area |
| Gross Area | 2,144 sqft |
| Year Built | Built 1947 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,500 sqft (0.126 acres) |
| Terrain | Other |
| Total Buildings | 2 Buildings |
| Street Address | 19 9TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home Plus Accessory Dwelling Unit |
| Legal Description | PR BCH 1 BL 12 LT 14 |
| Legal Subdivision | PASO ROBLES BEACH #1 |
| Legal Block | 12 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-152-007
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 19 9TH ST, CAYUCOS, CA 93430-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 14, 2020 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 04, 2019 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2019 · Amount on Record |
| Deed Sale | Jan 04, 2019 · Amount on Record |
| Deed Document Number | 2019000506 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 19 9TH ST, CAYUCOS, CA 93430-1301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 19 9TH ST, CAYUCOS, CA 93430-1301 |
| Document Number | 0000070680 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021070680 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 19 9TH ST, CAYUCOS, CA 93430-1301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE SANTA A |
| Name | Verified Name |
|---|---|
| Address | 1127 MESA VIEW DR, ARROYO GRANDE, CA 93420-6542 |
| Document Number | 0000057421 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020057421 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 19 9TH ST, CAYUCOS, CA 93430-1301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE SANTA A |
| Name | Verified Name |
|---|---|
| Address | 1127 MESA VIEW DR, ARROYO GRANDE, CA 93420-6542 |
| Document Number | 0000057420 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020057420 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 04, 2019 |
| Property Address | 19 9TH ST, CAYUCOS, CA 93430-1301 |
| Document Number | 0000000506 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 2019000506 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | PLACER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19 9TH ST, CAYUCOS, CA 93430-1301 |
| Document Number | 0000000507 |
|---|---|
| Date | Jan 04, 2019 |
| Instrument | 2019000507 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jan 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,819.00 (+1.9%) | $1,227,066 (+4.04%) Land $864,525 Building $362,541 |
| 2023 | $12,580.00 (+1.71%) | $1,179,419 Land $830,955 Building $348,464 |
| 2022 | $12,369.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016, other causes |
| Wildfire Risk | Moderate above 58% of the US · above 34% of California |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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