19 1st St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 19 1st St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,778 sqft · built 1920
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (May 2025)
Tax Bill	$13,356 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00014-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`31-00014-0000-00009`
Alternative APNs	`310001400009` `031900`

Interior

Stories	2 Stories
Building Area	2,778 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	031900
Street Address	19 1ST ST
City	LODI
State	NJ
Zip	07644-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X144
Legal Subdivision	JOHN GALANTI
Legal Block	14
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	4
Census Block	4004
Census Tract	30201

Owner

19 1st St is owned and occupied by two individuals who bought it in May 2025.

Source: Bergen County and Lodi Borough records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 1ST ST, LODI, NJ 07644-1517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	May 7, 2021 · Amount on File
Deed Document Number	202531126
Deed Book / Page	5494 / 40
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 7, 2021
Property Address	19 1ST ST, LODI, NJ 07644-1517
Document Number	0041280542
Book / Page	4128 / 542
Instrument Date	Feb 17, 2021
Instrument	2021071441
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	MAIN STREET TITLE AND SETTLEMENT, MAIN STREET TITLE & SETMNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,484.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 PARK AVE, 19, LODI, NJ 07644-1515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 1ST ST, LODI, NJ 07644-1517

Mortgage

Document Number	2021071442
Date	May 7, 2021
Instrument	2021071442

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 19 1st St was $13,356, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,300 (-) Land $158,000 Building $219,300	$377,300 (-) Land $158,000 Building $219,300
2025	$13,356.00 (+5.61%)	$377,300 Land $158,000 Building $219,300	$377,300 Land $158,000 Building $219,300
2024	$12,647.00
2023		$377,300 Land $158,000 Building $219,300	$377,300 Land $158,000 Building $219,300
2022	$12,315.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 units insured incl. 20 condo units
Nearby Flood Claims	8 (2007–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20