19 11th St, Apalachicola, FL 32320 Property Records

Franklin County property record for 19 11th St, Apalachicola, FL 32320

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,039 sqft · built 2017
Lot Size0.318 acres (13,860 sqft)
OwnerIndividual Name on Record
Last Sale$1,050,000 (Oct 2025)
Tax Bill$3,912 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2025 Sale
Flood ZoneZone X (moderate risk)
APN01-09S-08W-8330-0045-0060

Property Details

APN / Parcel Number

Primary APN01-09S-08W-8330-0045-0060

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,039 sqft Heated Area
Gross Area2,751 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,860 sqft
Lot Width60 ft Width
PorchPorch
Porch Area502 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address19 11TH ST
CityAPALACHICOLA
StateFL
Zip32320-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBL 45 LOTS 6 CITY OF APALACHICOLA OR 109/204 159/32 169/478 236/217 444/57 583/604 965/116
Legal Range08W
Legal Township09S
Legal Section01
Legal SubdivisionCITY/APALACHICOLA
Legal Block45
Legal Lot Number6 7
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group2
Census Block2039
Census Tract970304

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address300 N PARK AVE, WINTER PARK, FL 32789-3878
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 1, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Prior SaleMay 9, 2008 · Amount on Record
Deed Document Number202519004596
Deed Book / Page1428 / 553
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address19 11TH ST, APALACHICOLA, FL 32320-2001
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 PARK AVE, WINTER PARK, FL 32789

Mortgage

Document Number0019000604
DateFeb 12, 2026
Book Page1437/533
Instrument202619000604
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateOct 1, 2025
Property Address19 11TH ST, APALACHICOLA, FL 32320-2001
Document Number0019004596
Book / Page1428 / 553
Instrument DateSep 29, 2025
Instrument202519004596
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$7,350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 972, EASTPOINT, FL 32328-0972

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 N PARK AVE, WINTER PARK, FL 32789-3878

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApalachicola City
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,912.00 (+2.68%) Homeowner's exemption$266,827 (+2.9%)$631,732 (+13.27%) Land $192,000 Building $439,732
2024$3,810.00 (+1.44%) Homeowner's exemption$259,307 (+3%)$557,702 (+7.41%) Land $192,000 Building $365,702
2023$3,756.00 (+2.07%) Homeowner's exemption$251,754 (+3%)$519,220 (+43.98%) Land $162,000 Building $357,220
2022$3,680.00 Homeowner's exemption$244,421$360,627 Land $162,000 Building $198,627

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims40 (1985–2024)
Claims Outside the SFHA8 of 40
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Michael, Oct 2018 · 9 claims
  • Hurricane Dennis, Jul 2005 · 6 claims
  • Hurricane Opal, Oct 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF APALACHICOLA
serves 5,235 people · EPA ID FL1190150
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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