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18F Cross St, Key West, FL 33040 Property Records

Monroe County property record for 18F Cross St, Key West, FL 33040

Property Summary

Property TypeMobile Home
Details4 bd · 3 ba · 1,104 sqft · built 1973
Lot Size0.084 acres (3,669 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Feb 2020)
Tax Bill$3,415 (2024)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00129850-000000

Property Details

APN / Parcel Number

Primary APN00129850-000000
Alternative APNs
  • 35672500129850000000
  • 1164011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,152 sqft
Interior WallsMasonry

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeWood
Roof TypeFlat
Roof MaterialOther
Lot Area3,669 sqft (0.084 acres)

Exterior Amenities

PorchOpen Porch
Porch Area147 sqft
Deck Area800 sqft
Patio Area1,529 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1164011
Old Parcel Number35672500129850000000
Street Address18F CROSS ST
CityKEY WEST
StateFL
Zip33040-5750
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBK F LOT 18 LINCOLN GARDENS 2 PB5-90 STOCK ISLAND OR381-396 OR493-770 OR600-72 OR608-451 OR809-1904 OR809-1905 OR809-1906
Legal Range25E
Legal Township67S
Legal Section35
Legal SubdivisionLINCOLN GARDENS NO 2
Legal BlockF
Legal Lot Number18
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4002
Census Tract971800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address34 MIRIAM ST # H, H, KEY WEST, FL 33040
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2020 · Amount on Record
Deed SaleFeb 20, 2020 · Amount on Record
Prior SaleMar 18, 2014
Deed Document Number2256643
Deed Book / Page3009 / 1308
Record UpdatedJun 8, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 20, 2020
Property Address18F CROSS ST, KEY WEST, FL 33040-5750
Document Number0030091308
Book / Page003009 / 001308
Instrument DateFeb 14, 2020
Instrument2256643
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressH34 MIRIAM ST KEY WEST FL 330405754, KEY WEST, FL 33040-5754

Mortgage

Document Number30091304
DateFeb 20, 2020
Book Page003009/001304
Instrument2256642
Lender
NameHENG Y CHEE
Address34 MIRIAM ST, KEY WEST, FL 33040-5754
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term120 Months
DueFeb 19, 2030
Interest
Rate5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$384,165 (+28.16%) Land $302,032 Building $82,133$384,165 (+28.16%) Land $302,032 Building $82,133
2024$3,415.00 (+16.04%)
2023$2,943.00 (+2.76%)$299,753 (-7.38%) Land $221,131 Building $78,622$299,753 (-7.38%) Land $221,131 Building $78,622
2022$2,864.00$323,648 Land $240,907 Building $82,741$323,648 Land $240,907 Building $82,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 294 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies332 units insured
incl. 38 condo units
Nearby Flood Claims201 (1980–2022)
Claims Outside the SFHA2 of 201
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 48 claims
  • Hurricane Wilma, Oct 2005 · 95 claims
  • Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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