Morgan County property record for 18A Couey Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,108 sqft · built 1963 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Feb 2026) |
| Tax Bill | $637 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-08-0-000-016.000 |
| Primary APN | 17-03-08-0-000-016.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 164628 |
|---|---|
| Street Address | 18A COUEY RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG ON E ROW CO RD 18A 185'S N OF N ROW HWY 36 TH CONT N 420' TH E 210' 185'S TH SO 420' TH W 210' 185'S TO POB |
| Legal Range | 2W |
| Legal Township | 7S |
| Legal Section | 08 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 5405 |
18A Couey Rd is owned by an individual who bought it in February 2026.
Source: Morgan County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2600 POINT MALLARD DR SE, DECATUR, AL 35601-6743 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Prior Sale | Oct 10, 2025 · Amount on File |
| Deed Book / Page | 2026 / 1556 |
| Prior Transfer Date | Aug 10, 2015 |
| Prior Transfer Doc | 2015006860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 19, 2026 |
| Property Address | 18A COUEY RD, SOMERVILLE, AL 35670 |
| Document Number | 02026/1556 |
| Book / Page | 2026 / 1556 |
| Instrument Date | Feb 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | WATERMARK LAND TITLE LLC, WATERFRONT CLOSING & TTL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 33, VINEMONT, AL 35179-0033 |
| Name | Verified Name |
|---|---|
| Address | 2600 POINT MALLARD DR SE, DECATUR, AL 35601-6743 |
| Document Number | 0020266852 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026/6852 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 16, 2026 |
| Property Address | 18A COUEY RD, SOMERVILLE, AL 35670 |
| Document Number | 2026040629 |
| Book / Page | 2026 / 40629 |
| Instrument Date | Feb 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2600 POINT MALLARD DR SE, DECATUR, AL 35601-6743 |
| Document Number | 2026040629, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 2026/40629 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 18A Couey Rd was $637.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Somerville Town |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $637.00 | $8,520 (-) Land $2,530 Building $5,990 | $85,200 (-) Land $25,300 Building $59,900 |
| 2024 | $8,520 (-5%) Land $2,530 Building $5,990 | $85,200 (-) Land $25,300 Building $59,900 | |
| 2023 | $637.00 | $17,040 (-) Land $5,060 Building $11,980 | $85,200 (-) Land $25,300 Building $59,900 |
| 2022 | $637.00 | $17,040 Land $5,060 Building $11,980 | $85,200 Land $25,300 Building $59,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 18A Couey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Dec 2009 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18A Couey Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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