18998 31 Mile Rd, Ray, MI 48096 Property Records

Macomb County property record for 18998 31 Mile Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1984
Lot Size	2.07 acres (90,300 sqft)
Owner	Company Name on Record
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-09-100-014`

Property Details

APN / Parcel Number

Primary APN	`21-05-09-100-014`
Alternative APN	`0509100014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	90,300 sqft (2.07 acres)
Lot Width	210 ft Width
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18998 31 MILE RD
City	RAY
State	MI
Zip	48096-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N, R13E SEC 9, COM AT NW COR SEC 9; TH E 631.02 FT ALG N SEC LINE TO POB; TH E 210.34 FT ALG SD SEC LINE; TH S0*05'W 429.28
Legal Range	13E
Legal Township	04N
Legal Section	09
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	1
Census Block	1027
Census Tract	216000

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18998 31 MILE RD, RAY, MI 48096-1200
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 3, 2020	Quit Claim Deed, Transfer AMROCK INC
Jun 3, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Mar 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 28, 2016
Transfer Doc	0000025979
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18998 31 MILE RD, RAY, MI 48096-1200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010811
Date	Jan 27, 2017
Book Page	24525/383
Instrument	7010811

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 3, 2020
Property Address	18998 31 MILE RD, RAY, MI 48096-1200
Document Number	0000063885
Book / Page	026743 / 000268
Instrument Date	May 6, 2020
Instrument	63885
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18998 31 MILE RD RAY MI 480961200, RAY, MI 48096-1200

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 3, 2020
Property Address	18998 31 MILE RD, RAY, MI 48096-1200
Document Number	0000063883
Book / Page	026743 / 000250
Instrument Date	Mar 6, 2020
Instrument	63883
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18998 31 MILE RD RAY MI 480961200, RAY, MI 48096-1200

Mortgage

Document Number	63884
Date	Jun 3, 2020
Book Page	026743/000252
Instrument	63884

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2035

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 3, 2017
Property Address	18998 31 MILE RD, RAY, MI 48096-1200
Document Number	0000025979
Book / Page	024584 / 000695
Instrument Date	Nov 28, 2016
Instrument	25979
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18998 31 MILE RD RAY MI 480961200, RAY, MI 48096-1200

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,000 (+5.29%)	$362,000 (+5.29%)
2025	$3,341.00 (+2.93%) Homeowner's exemption	$171,900 (+15.52%)	$343,800 (+15.52%)
2024	$3,246.00 (+14.3%)
2023		$148,800	$297,600
2022	$2,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 31 Mile Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures