Deschutes County property record for 18995 Ridgeline Dr, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,954 sqft · built 2017 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,750,000 (Aug 2020) |
| Tax Bill | $14,054 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171135 BD 01300 |
| Primary APN | 171135 BD 01300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,954 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| 2nd Floor Area | 1,594 sqft |
| Year Built | Built 2017 |
|---|---|
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 944 sqft |
| Deck Area | Deck Area |
| Account Number | 274977 |
|---|---|
| Street Address | 18995 RIDGELINE DR |
| City | BEND |
| State | OR |
| Zip | 97703-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:5 SUBD:TREE FARM SEC/TWN/RNG/MER:SEC 35 TWN 17 RNG 11 MAP REF:171135-BD |
| Legal Range | 11 |
| Legal Township | 17 |
| Legal Section | 35 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | TREE FARM |
| Legal Lot Number | 5 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 1302 |
18995 Ridgeline Dr is held in a trust since August 2020.
Source: Deschutes County records, as of January 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 336 INFANTRY TER, SAN FRANCISCO, CA 94129-1111 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Aug 19, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on File |
| Deed Sale | Aug 19, 2020 · Amount on File |
| Prior Sale | Jun 27, 2017 |
| Deed Document Number | 2020-41503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18995 RIDGELINE DR, BEND, OR 97703-9408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018582 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 2019-18582 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18995 RIDGELINE DR, BEND, OR 97703-9408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048018 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 2018-48018 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | BEND, OR 97702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18995 RIDGELINE DR, BEND, OR 97703-9408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DESCHUTES COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000062767 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020-62767 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Aug 19, 2020 |
| Property Address | 18995 RIDGELINE DR, BEND, OR 97703-9408 |
| Document Number | 0000041503 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 41503 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 336 INFANTRY TER SAN FRANCISCO CA 941291111, SAN FRANCISCO, CA 94129-1111 |
The 2025 property tax bill for 18995 Ridgeline Dr was $14,054, up 1% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,054.00 (+9.98%) | $844,740 (+8.64%) | $3,429,720 (+16.84%) Land $959,500 Building $2,470,220 |
| 2024 | $12,779.00 (+5.9%) | $777,590 (+3%) | $2,935,340 (-2%) Land $859,500 Building $2,075,840 |
| 2023 | $12,067.00 | $754,950 | $2,995,340 Land $919,500 Building $2,075,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18995 Ridgeline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18995 Ridgeline Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · lower than 65% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| CenturyLink Fiber | 940 / 940 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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