1899 Springfield Rd, Franklin, KY 42134 Property Records

Simpson County property record for 1899 Springfield Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,196 sqft · built 1875
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Dec 2025)
Tax Bill	$3,281 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`029-00-00-032.00`

Property Details

APN / Parcel Number

Primary APN	`029-00-00-032.00`
Alternative APN	`7637`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,196 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	109,336 sqft (2.51 acres)
Garage Type	Attached
Garage Area	735 sqft
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1899 SPRINGFIELD RD
City	FRANKLIN
State	KY
Zip	42134-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1899 SPRINGFIELD ROAD
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2014
Census Tract	970401

Owner

1899 Springfield Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Simpson County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORT KNOX FCU
May 10, 2021	Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK & TRUST CO
May 4, 2022	Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK & TRUST CO
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK & TRUST CO
Dec 2, 2025	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 26, 2024	Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 2, 2021	Deed, Transfer
Jan 9, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Mar 26, 2024 · Amount on File
Deed Document Number	20251257685
Deed Book / Page	391 / 306
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	UPLAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M468/418
Date	Feb 10, 2020
Book Page	M468/418
Instrument	1195398

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403

Mortgage

Document Number	00M495/252
Date	May 10, 2021
Book Page	M495/252
Instrument	1202362

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403

Mortgage

Document Number	00M517/300
Date	May 4, 2022
Book Page	M517/300
Instrument	1208475

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403

Mortgage

Document Number	000M536/47
Date	Jul 12, 2023
Book Page	M536/47
Instrument	1216731

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Dec 2, 2025
Property Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403
Document Number	00D391/306
Book / Page	D391 / 306
Instrument Date	Nov 24, 2025
Instrument	1257685
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 OAK CIR, WEATHERFORD, TX 76088-4813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403

Mortgage

Document Number	0001257691
Date	Dec 2, 2025
Instrument	1257691

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Mar 26, 2024
Property Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403
Document Number	000D379/32
Book / Page	D379 / 32
Instrument Date	Mar 25, 2024
Instrument	1222749
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1231 HAMLIN PARMA TOWNLINE RD, HILTON, NY 14468-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403

Mortgage

Document Number	0001222750
Date	Mar 26, 2024
Instrument	1222750

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Feb 2, 2021
Property Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403
Document Number	00D354/368
Book / Page	D354 / 368
Instrument Date	Feb 2, 2021
Instrument	1200799
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 SULPHUR SPRING CHURCH RD, FRANKLIN, KY 42134-5559

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3103 LARSON LN, CLARKSVILLE, TN 37043-2435

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jan 9, 2017
Property Address	1899 SPRINGFIELD RD, FRANKLIN, KY 42134-7403
Document Number	00D325/259
Book / Page	D325 / 259
Instrument Date	Dec 28, 2016
Instrument	1177840
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 HARDISON RD, WOODBURN, KY 42170-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 DONNA CT, COTTONTOWN, TN 37048-9613

Tax Assessment & Valuation

The 2025 property tax bill for 1899 Springfield Rd was $3,281, up 14.1% from the year before.

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,281.00 (+14.08%)	$374,000 (+15.08%)	$374,000 (+15.08%)
2024	$2,876.00 (+12.34%)	$325,000 (+18.18%)	$325,000 (+18.18%)
2023	$2,560.00	$275,000	$275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1899 Springfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1899 Springfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Franklin EPB Fiber.

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