1899 Pershing Rd, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 1899 Pershing Rd, Lexington, KY 40504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,810 sqft · built 1954
Lot Size	0.245 acres (10,690 sqft)
Owner	Individual Name on File
Tax Bill	$3,276 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2022 Mortgage + 5 more
APN	`22530300`

Property Details

APN / Parcel Number

Primary APN	`22530300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Lot Area	10,690 sqft (0.245 acres)
Lot Width	76.9 ft Width
Garage Type	Detached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1899 PERSHING RD
City	LEXINGTON
State	KY
Zip	40504-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	LOT 7; BOOK: 2505 PAGE: 548
Legal Subdivision	GARDNER SUBDIVISION
Legal Block	B
Legal Lot Number	7
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1009
Census Tract	2500

Owner

1899 Pershing Rd is owned and occupied by an individual.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1899 PERSHING RD, LEXINGTON, KY 40504-3510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Sep 15, 2022	Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN
Apr 6, 2022	Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN
Oct 29, 2021	Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN
Jan 22, 2020	Deed of Trust, Mortgage GUARDIAN SAV BK FSB
Dec 4, 2018	Deed of Trust, Mortgage GUARDIAN SAV BK FSB
Dec 5, 2017	Deed of Trust, Mortgage CENTRAL BK & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1899 PERSHING RD, LEXINGTON, KY 40504-3510
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MB11082/326
Date	Oct 7, 2025
Book Page	MB 11082/326
Instrument	202510070035

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Sep 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1899 PERSHING RD, LEXINGTON, KY 40504-3510
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000525/646
Date	Sep 15, 2022
Book Page	0525/646

Lender

Name	UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN

Agreement

Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1899 PERSHING RD, LEXINGTON, KY 40504-3510
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000402/381
Date	Apr 6, 2022
Book Page	0402/381

Lender

Name	UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN

Agreement

Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1899 PERSHING RD, LEXINGTON, KY 40504-3510
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0262/082
Date	Oct 29, 2021
Book Page	0262/082

Lender

Name	UNIVERSITY OF KY FED CR UN

Agreement

Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1899 PERSHING RD, LEXINGTON, KY 40504-3510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9516/312
Date	Jan 22, 2020
Book Page	9516/312

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1899 PERSHING RD, LEXINGTON, KY 40504-3510
Transaction Type	Mortgage
Record Updated	Dec 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9224/462
Date	Dec 4, 2018
Book Page	9224/462

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1899 PERSHING RD, LEXINGTON, KY 40504-3510
Transaction Type	Mortgage
Record Updated	Dec 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0008993323
Date	Dec 5, 2017
Book Page	8993/323

Lender

Name	CENTRAL BK & TR CO

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1899 Pershing Rd was $3,276, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,276.00 (+1.9%)	$261,900 (-)	$261,900 (-)
2025	$3,215.00	$261,900	$261,900
2023	$2,983.00	$243,000	$243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1899 Pershing Rd; there have been 7 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1992–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1899 Pershing Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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