Houston County property record for 18989 Pellowski Dr, Spring Grove, MN 55974
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,568 sqft · built 2004 |
| Lot Size | 39 acres (1,698,840 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,000 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.0124.002 |
| Primary APN | 01.0124.002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Finished Basement | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,698,840 sqft (39 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 336 sqft |
| Patio Area | 520 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18989 PELLOWSKI DR |
|---|---|
| City | SPRING GROVE |
| State | MN |
| Zip | 55974-2459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-12 TWP-102 RANGE-007 39.00 AC NW1/4 NW1/4 EX 1A DOC #232569 |
| Legal Range | 07 |
| Legal Township | 102 |
| Legal Section | 12 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | BLACK HAMMER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20900 |
Source: Houston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18989 PELLOWSKI DR, SPRING GROVE, MN 55974-2459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK/LA CROSSE |
| Feb 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Aug 3, 2026 |
| Property Address | 18989 PELLOWSKI DR, SPRING GROVE, MN 55974-2459 |
| Document Number | 0000319836 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026319836 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 18989 PELLOWSKI DR, SPRING GROVE, MN 55974-2459 |
| Document Number | 0000319836, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026319836 |
| Name | CITIZENS STATE BANK/LA CROSSE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 18989 PELLOWSKI DR, SPRING GROVE, MN 55974-2459 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | A301492 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | A301492 |
| Name | CITIZENS STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Mar 1, 2024 |
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| County Subdivision | Black Hammer Township |
| Unified School District | Spring Grove School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,000.00 Homeowner's exemption | $480,000 (+20.75%) Land $277,900 Building $202,100 | $480,000 (+20.75%) Land $277,900 Building $202,100 |
| 2025 | $3,000.00 (+49.55%) | ||
| 2023 | $2,006.00 Homeowner's exemption | $397,500 Land $235,500 Building $162,000 | $397,500 Land $235,500 Building $162,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spring Grove Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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