18989 Pellowski Dr, Spring Grove, MN 55974 Property Records

Houston County property record for 18989 Pellowski Dr, Spring Grove, MN 55974

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 1,568 sqft · built 2004
Lot Size39 acres (1,698,840 sqft)
Owner2 Individual Names on Record
Tax Bill$3,000 (2026)
Deeds & MortgagesAug 2026 Mortgage
Feb 2021 Refinance
Flood ZoneZone X (minimal risk)
APN01.0124.002

Property Details

APN / Parcel Number

Primary APN01.0124.002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
Basement Area1,568 sqft
Finished Basement1,568 sqft
Unfinished Basement1,568 sqft
Game RoomGame Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,698,840 sqft (39 acres)
Garage Area728 sqft
Parking Spaces3 Parking Spaces
Deck Area336 sqft
Patio Area520 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address18989 PELLOWSKI DR
CitySPRING GROVE
StateMN
Zip55974-2459
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSECT-12 TWP-102 RANGE-007 39.00 AC NW1/4 NW1/4 EX 1A DOC #232569
Legal Range07
Legal Township102
Legal Section12
JurisdictionHOUSTON MN
Township / Civil DivisionBLACK HAMMER
Census Block Group1
Census Block1007
Census Tract20900

Owner

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18989 PELLOWSKI DR, SPRING GROVE, MN 55974-2459
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS STATE BANK/LA CROSSE
Feb 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOUSTON MN
Recording DateAug 3, 2026
Property Address18989 PELLOWSKI DR, SPRING GROVE, MN 55974-2459
Document Number0000319836
Instrument DateJul 24, 2026
Instrument2026319836
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address18989 PELLOWSKI DR, SPRING GROVE, MN 55974-2459

Mortgage

Document Number0000319836,
DateAug 3, 2026
Instrument2026319836
Lender
NameCITIZENS STATE BANK/LA CROSSE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate
Rate5.84%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOUSTON MN
Property Address18989 PELLOWSKI DR, SPRING GROVE, MN 55974-2459
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA301492
DateFeb 2, 2021
InstrumentA301492
Lender
NameCITIZENS STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term37 Months
DueMar 1, 2024

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHouston County
County SubdivisionBlack Hammer Township
Unified School DistrictSpring Grove School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,000.00 Homeowner's exemption$480,000 (+20.75%) Land $277,900 Building $202,100$480,000 (+20.75%) Land $277,900 Building $202,100
2025$3,000.00 (+49.55%)
2023$2,006.00 Homeowner's exemption$397,500 Land $235,500 Building $162,000$397,500 Land $235,500 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spring Grove Communications
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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