Fillmore County property record for 18989 Old Cave Rd, Spring Valley, MN 55975
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,280 sqft · built 1880 |
| Lot Size | 8.32 acres (362,419 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $979,860 (May 2025) |
| Tax Bill | $762 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28.0167.000 |
| Primary APN | 28.0167.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,280 sqft Heated Area |
| Gross Area | 1,732 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 362,419 sqft (8.32 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 128 sqft |
| Shed | 1 Shed |
| Granary | 3,000 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18989 OLD CAVE RD |
|---|---|
| City | SPRING VALLEY |
| State | MN |
| Zip | 55975-4725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT 19-102-12 8.32AC PT N1/2 NW1/4 |
| Legal Range | 12 |
| Legal Township | 102 |
| Legal Section | 19 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | FORESTVILLE |
| Census Block Group | 4 |
| Census Block | 4053 |
| Census Tract | 960400 |
Source: Fillmore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13308 190TH ST, SPRING VALLEY, MN 55975-3077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on Record |
| Deed Sale | May 16, 2025 · Amount on Record |
| Deed Document Number | 2025450539 |
| Prior Transfer Date | Dec 29, 2012 |
| Prior Transfer Doc | 394011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | May 20, 2026 |
| Property Address | 18989 OLD CAVE RD, SPRING VALLEY, MN 55975-4725 |
| Document Number | 0000454812 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026454812 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18989 OLD CAVE RD, SPRING VALLEY, MN 55975-4725 |
| Document Number | 0000454812, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026454812 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 24, 2031 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| County Subdivision | Forestville Township |
| Unified School District | Kingsland Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $762.00 (-76.74%) Homeowner's exemption | $429,700 (+144.29%) Land $111,100 Building $318,600 | $429,700 (+144.29%) Land $111,100 Building $318,600 |
| 2025 | $175,900 (-85.92%) Land $75,700 Building $100,200 | $175,900 (-85.92%) Land $75,700 Building $100,200 | |
| 2023 | $1,248,900 Land $1,161,000 Building $87,900 | $1,248,900 Land $1,161,000 Building $87,900 | |
| 2020 | $3,276.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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