18984 Co Rd J, Holgate, OH 43527 Property Records

Henry County property record for 18984 Co Rd J, Holgate, OH 43527

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,632 sqft · built 2005
Lot Size	7.02 acres (305,791 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Dec 2017)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2017 Line of Credit + 2 more
APN	`08-180014.0000`

Property Details

APN / Parcel Number

Primary APN	`08-180014.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,632 sqft Living Area
1st Floor Area	2,632 sqft
Basement Area	2,632 sqft
Unfinished Basement	1,974 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	305,791 sqft (7.02 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	356 sqft
Shed	1 Shed
Shed Area	240 sqft
Pole Barn	1,600 sqft
Pond	Pond

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	18984 COUNTY ROAD J
City	HOLGATE
State	OH
Zip	43527-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW PT SW FL
Legal Range	06E
Legal Township	04N
Legal Section	18
Jurisdiction	HENRY OH
Township / Civil Division	FLATROCK
Census Block Group	2
Census Block	2028
Census Tract	700

Owner

18984 Co Rd J is owned and occupied by an individual who bought it in December 2017.

Source: Henry County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	18984 COUNTY ROAD J, HOLGATE, OH 43527-9769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Aug 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Dec 27, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Prior Sale	Mar 12, 2004 · Amount on File
Deed Document Number	2017114897
Deed Book / Page	311 / 3136
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	18984 COUNTY ROAD J, HOLGATE, OH 43527-9769
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18984 COUNTY RD, HOLGATE, OH 43527

Mortgage

Document Number	00332/4717
Date	Oct 31, 2023
Book Page	332/4717
Instrument	202300003013

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	18984 COUNTY ROAD J, HOLGATE, OH 43527-9769
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	311/0791
Date	Nov 13, 2017
Book Page	311/0791
Instrument	201700114377

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Oct 30, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	18984 COUNTY ROAD J, HOLGATE, OH 43527-9769
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	313/3612
Date	Aug 3, 2018
Book Page	313/3612
Instrument	201800002597

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY OH
Recording Date	Dec 27, 2017
Property Address	18984 COUNTY ROAD J, HOLGATE, OH 43527-9769
Document Number	311/3136
Book / Page	311 / 3136
Instrument Date	Dec 21, 2017
Instrument	201700114897
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18-984 COUNTY RD, HOLGATE, OH 43527

Mortgage

Document Number	201700114898
Date	Dec 27, 2017
Instrument	201700114898

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 18984 Co Rd J was $5,309, down 0.1% from the year before.

Source: Henry County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Henry County
County Subdivision	Flatrock Township
Unified School District	Napoleon Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,309.00 (-0.06%)	$127,740 (-) Land $15,610 Building $112,130
2024	$5,312.00 (+12.09%)	$127,740 (-) Land $15,610 Building $112,130
2023	$4,739.00 (-5.56%)	$127,740 (-41.85%) Land $15,610 Building $112,130	$364,960 Land $44,590 Building $320,370
2022	$5,018.00	$219,680 Land $27,700 Building $191,980
2020			$627,640 Land $79,140 Building $548,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 18984 Co Rd J; there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18984 Co Rd J is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayersville Telephone Company Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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