18983 Kirk St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 18983 Kirk St, Big Rapids, MI 49307

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,580 sqft
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Apr 2010)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Jul 2018 Reverse Mortgage Jul 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01 060 001 000`

Property Details

APN / Parcel Number

Primary APN	`01 060 001 000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Basement Area	1,580 sqft
Unfinished Basement	1,580 sqft

Exterior

Architectural Style	Condo/Apartment
Lot Area	15,682 sqft (0.36 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18983 KIRK ST
City	BIG RAPIDS
State	MI
Zip	49307-8713
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SEC 34 T16N R10W CHERRY MEADOWS ESTATES CONDOMINUM SUB UNIT 1
Legal Range	10W
Legal Township	16N
Legal Section	34
Legal Subdivision	CHERRY MEADOWS ESTATES
Legal Unit	1
Jurisdiction	MECOSTA MI
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2034
Census Tract	960400

Owner

18983 Kirk St, a condominium, is owned and occupied by an individual who bought it in April 2010.

Source: Mecosta County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18983 KIRK ST, BIG RAPIDS, MI 49307-8713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Jul 26, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2010 · Amount on File
Deed Sale	Apr 5, 2010 · Amount on File
Prior Sale	May 12, 2008 · Amount on File
Deed Document Number	20102856
Deed Book / Page	798 / 1972
Prior Transfer Date	Jul 10, 2006
Prior Transfer Doc	750/1980
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	18983 KIRK ST, BIG RAPIDS, MI 49307-8713
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	889/2389
Date	Jul 26, 2018
Book Page	889/2389
Instrument	201800005976

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	DETROIT, MI 48226

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	896 Months
Due	Feb 28, 2093

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	18983 KIRK ST, BIG RAPIDS, MI 49307-8713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	889/2384
Date	Jul 26, 2018
Book Page	889/2384
Instrument	201800005975

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	896 Months
Due	Mar 28, 2093

Interest

Rate Type	Adjustable Rate
Rate	5.03%
Type Change Date	Aug 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	18983 KIRK ST, BIG RAPIDS, MI 49307-8713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	877/2631
Date	Aug 1, 2017
Book Page	877/2631
Instrument	201700005897

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 18983 Kirk St was $1,831 with a homeowner's exemption, up 2.3% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Green Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,400 (+4.49%)	$274,800 (+4.49%)
2025	$1,831.00 (+2.29%) Homeowner's exemption	$131,500	$263,000
2024	$1,790.00
2023		$108,800	$217,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18983 Kirk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18983 Kirk St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000

May also be available: T-Mobile.

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