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18982 E 97th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 18982 E 97th Ave, Commerce City, CO 80022

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,991 sqft · built 2024
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$529,900 (Feb 2025)
Tax Bill$4,811 (2025)
Deeds & MortgagesFeb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR0207100

Property Details

APN / Parcel Number

Primary APNR0207100
Alternative APN
  • 0172315311011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,991 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area422 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account NumberR0207100
Street Address18982 E 97TH AVE
CityCOMMERCE CITY
StateCO
Zip80022-2450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSETTLERS CROSSING FLG 1 BLK 7 LOT 11
Legal SubdivisionSETTLERS CROSSING
Legal Block7
Legal Lot Number11
JurisdictionADAMS CO
Township / Civil DivisionBRIGHTON
Census Block Group2
Census Block2121
Census Tract8553

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address18982 E 97TH AVE, COMMERCE CITY, CO 80022-2450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2025 · Amount on Record
Deed SaleFeb 28, 2025 · Amount on Record
Deed Document Number2025000010734
Record UpdatedJun 8, 2026

February 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS CO
Recording DateFeb 28, 2025
Property Address18982 E 97TH AVE, COMMERCE CITY, CO 80022-2450
Document Number0000010734
Map ReferenceDOC 202000066095
Instrument DateFeb 26, 2025
Instrument2025000010734
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2026
Title CompanyAMERICAN EAGLE TITLE AND ESCROW, AMERICAN HOME TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$52.99
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18982 E 97TH AVE, COMMERCE CITY, CO 80022-2450

Mortgage

Document Number0000010735
DateFeb 28, 2025
Instrument2025000010735
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyAdams County
MunicipalityCommerce City
Unified School DistrictSchool District 27J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,811.00 (+26.54%)$32,000 (+71.21%) Land $6,250 Building $25,750$512,000 (+664.36%) Land $100,000 Building $412,000
2023$3,802.00$18,690 Land $18,690$66,984 Land $66,984

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 46% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ADAMS COUNTY WSD
serves 75,559 people · EPA ID CO0101140
Water SourcePurchased surface water from DENVER WATER BOARD
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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