Tuolumne County property record for 18981 Middle Camp Sugar Pine Rd, Twain Harte, CA 95383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1987 |
| Lot Size | 0.238 acres (10,353 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Sep 2020) |
| Tax Bill | $3,285 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-111-004-000 |
| Primary APN | 041-111-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,353 sqft (0.238 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Solar |
| Old Parcel Number | 041-111-004 |
|---|---|
| Street Address | 18981 MIDDLE CAMP SUGAR PINE RD |
| City | TWAIN HARTE |
| State | CA |
| Zip | 95383-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1,MX |
| Legal Description | LAKEWOOD PARK 1 L151 |
| Legal Subdivision | LAKEWOOD PARK 1 |
| Legal Lot Number | 151 |
| Jurisdiction | TUOLUMNE CA |
| Township / Civil Division | TWAIN HARTE-TUOLUMNE CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3102 |
18981 Middle Camp Sugar Pine Rd is owned by two individuals who bought it in September 2020.
Source: Tuolumne County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16815 CRESTVIEW DR, SONORA, CA 95370-8474 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 18, 2020 | Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on File |
| Deed Sale | Sep 18, 2020 · Amount on File |
| Prior Sale | Sep 2, 2020 · Amount on File |
| Deed Document Number | 202011601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Property Address | 18981 MIDDLE CAMP SUGAR PINE RD, TWAIN HARTE, CA 95383-9704 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 18981 MIDDLE CAMP SUGAR PINE RD, TWAIN HARTE, CA 95383-9704 |
| Document Number | 0000005849 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023005849 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Recording Date | Sep 18, 2020 |
| Property Address | 18981 MIDDLE CAMP SUGAR PINE RD, TWAIN HARTE, CA 95383-9704 |
| Document Number | 0000011601 |
| Map Reference | MB 1 PG 94-96 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 2020011601 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 18981 MIDDLE CAMP SUGAR PINE RD, TWAIN HARTE, CA 95383-9704 |
| Document Number | 0000011602 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020011602 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 18981 Middle Camp Sugar Pine Rd was $3,285.
Source: Tuolumne County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Tuolumne County |
| Secondary School District | Summerville Union High School District (09 - 12) |
| Elementary School District | Twain Harte School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,659 (+2%) Land $66,243 Building $248,416 | ||
| 2025 | $3,285.00 | $308,491 Land $64,945 Building $243,546 | |
| 2023 | $3,053.00 (-4.5%) | $296,514 Land $62,424 Building $234,090 | $320,940 |
| 2022 | $3,197.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18981 Middle Camp Sugar Pine Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 21, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18981 Middle Camp Sugar Pine Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUD - UPPER BASIN WATER SYSTEM serves 13,331 people · EPA ID CA5510012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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