18981 Harbor Side Blvd, Montgomery, TX 77356 Property Records

Montgomery County property record for 18981 Harbor Side Blvd, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,281 sqft · built 2005
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$460,500 (Feb 2020)
Tax Bill	$7,411 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5724-02-03300`

Property Details

APN / Parcel Number

Primary APN	`5724-02-03300`
Alternative APN	`R305683`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,281 sqft Living Area
Gross Area	3,853 sqft
1st Floor Area	2,881 sqft
2nd Floor Area	400 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	199 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18981 HARBOR SIDE BLVD
City	MONTGOMERY
State	TX
Zip	77356-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR SIDE 02, BLOCK 2, LOT 12
Legal Subdivision	HARBOR SIDE 02
Legal Block	2
Legal Lot Number	12
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1025
Census Tract	694303

Owner

18981 Harbor Side Blvd is owned and occupied by an individual who bought it in February 2020.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	18981 HARBOR SIDE BLVD, MONTGOMERY, TX 77356-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Prior Sale	Mar 1, 2004 · Amount on File
Deed Document Number	202016323
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0000016323
Record Updated	Oct 29, 2026

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 19, 2020
Property Address	18981 HARBOR SIDE BLVD, MONTGOMERY, TX 77356-3224
Document Number	0000016323
Map Reference	CAB R SH 133
Instrument Date	Feb 18, 2020
Instrument	2020016323
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18981 HARBOR SIDE BLVD, MONTGOMERY, TX 77356-3224

Mortgage

Document Number	0000016324
Date	Feb 19, 2020
Instrument	2020016324

Lender

Name	CRYSTAL CLEAR MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18981 Harbor Side Blvd was $7,411 with a homeowner's exemption, up 4.9% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,933 (+1%)	$657,666 (+11.14%) Land $55,000 Building $602,666
2025	$7,411.00 (+4.87%) Homeowner's exemption	$591,757 (+9.82%) Land $55,000 Building $536,757	$591,757 (-5.54%) Land $55,000 Building $536,757
2024	$7,067.00 (+15.4%) Homeowner's exemption	$538,857 (+1%) Land $55,000 Building $571,450	$626,450 (+4.31%) Land $55,000 Building $571,450
2023	$6,124.00 Homeowner's exemption	$489,870 Land $55,000 Building $545,570	$600,570 Land $55,000 Building $545,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18981 Harbor Side Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18981 Harbor Side Blvd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBORSIDE private · serves 432 people · EPA ID TX1700682
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20